LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,156
−HK$3,271/mo
▼ 0.25% · 3.875%
HK$53,778
−HK$1,649/mo
Today · 4.125%
HK$55,427
baseline
▲ 0.50% · 4.625%
HK$58,799
+HK$3,372/mo
Deposit HK$11.44M · loan HK$11.44M · min. income ≈ HK$110,854/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$972,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,023
−HK$3,135/mo
▼ 0.25% · 3.875%
HK$59,579
−HK$1,579/mo
Today · 4.125%
HK$61,158
baseline
▲ 0.50% · 4.625%
HK$64,381
+HK$3,223/mo
Deposit HK$11.44M · loan HK$11.44M · min. income ≈ HK$122,316/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$972,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,587
−HK$3,925/mo
▼ 0.25% · 3.875%
HK$64,534
−HK$1,978/mo
Today · 4.125%
HK$66,512
baseline
▲ 0.50% · 4.625%
HK$70,559
+HK$4,047/mo
Deposit HK$9.15M · loan HK$13.72M · min. income ≈ HK$133,024/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$972,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,627
−HK$3,762/mo
▼ 0.25% · 3.875%
HK$71,495
−HK$1,894/mo
Today · 4.125%
HK$73,389
baseline
▲ 0.50% · 4.625%
HK$77,258
+HK$3,869/mo
Deposit HK$9.15M · loan HK$13.72M · min. income ≈ HK$146,778/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$972,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,018
−HK$4,579/mo
▼ 0.25% · 3.875%
HK$75,290
−HK$2,307/mo
Today · 4.125%
HK$77,597
baseline
▲ 0.50% · 4.625%
HK$82,319
+HK$4,722/mo
Deposit HK$6.86M · loan HK$16.01M · min. income ≈ HK$155,194/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$972,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,232
−HK$4,389/mo
▼ 0.25% · 3.875%
HK$83,411
−HK$2,210/mo
Today · 4.125%
HK$85,621
baseline
▲ 0.50% · 4.625%
HK$90,134
+HK$4,513/mo
Deposit HK$6.86M · loan HK$16.01M · min. income ≈ HK$171,242/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$972,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,881
−HK$5,887/mo
▼ 0.25% · 3.875%
HK$96,801
−HK$2,967/mo
Today · 4.125%
HK$99,768
baseline
▲ 0.50% · 4.625%
HK$105,838
+HK$6,070/mo
Deposit HK$2.29M · loan HK$20.59M · min. income ≈ HK$199,536/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$972,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,441
−HK$5,643/mo
▼ 0.25% · 3.875%
HK$107,242
−HK$2,842/mo
Today · 4.125%
HK$110,084
baseline
▲ 0.50% · 4.625%
HK$115,887
+HK$5,803/mo
Deposit HK$2.29M · loan HK$20.59M · min. income ≈ HK$220,168/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$972,095 · Scale 2, in force from 26 Feb 2026)