LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,158
−HK$3,270/mo
▼ 0.25% · 3.875%
HK$53,780
−HK$1,648/mo
Today · 4.125%
HK$55,428
baseline
▲ 0.50% · 4.625%
HK$58,801
+HK$3,373/mo
Deposit HK$11.44M · loan HK$11.44M · min. income ≈ HK$110,856/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$972,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,025
−HK$3,135/mo
▼ 0.25% · 3.875%
HK$59,581
−HK$1,579/mo
Today · 4.125%
HK$61,160
baseline
▲ 0.50% · 4.625%
HK$64,384
+HK$3,224/mo
Deposit HK$11.44M · loan HK$11.44M · min. income ≈ HK$122,320/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$972,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,589
−HK$3,925/mo
▼ 0.25% · 3.875%
HK$64,536
−HK$1,978/mo
Today · 4.125%
HK$66,514
baseline
▲ 0.50% · 4.625%
HK$70,561
+HK$4,047/mo
Deposit HK$9.15M · loan HK$13.72M · min. income ≈ HK$133,028/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$972,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,630
−HK$3,762/mo
▼ 0.25% · 3.875%
HK$71,497
−HK$1,895/mo
Today · 4.125%
HK$73,392
baseline
▲ 0.50% · 4.625%
HK$77,260
+HK$3,868/mo
Deposit HK$9.15M · loan HK$13.72M · min. income ≈ HK$146,784/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$972,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,021
−HK$4,579/mo
▼ 0.25% · 3.875%
HK$75,292
−HK$2,308/mo
Today · 4.125%
HK$77,600
baseline
▲ 0.50% · 4.625%
HK$82,322
+HK$4,722/mo
Deposit HK$6.86M · loan HK$16.01M · min. income ≈ HK$155,200/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$972,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,235
−HK$4,389/mo
▼ 0.25% · 3.875%
HK$83,414
−HK$2,210/mo
Today · 4.125%
HK$85,624
baseline
▲ 0.50% · 4.625%
HK$90,137
+HK$4,513/mo
Deposit HK$6.86M · loan HK$16.01M · min. income ≈ HK$171,248/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$972,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,884
−HK$5,887/mo
▼ 0.25% · 3.875%
HK$96,804
−HK$2,967/mo
Today · 4.125%
HK$99,771
baseline
▲ 0.50% · 4.625%
HK$105,842
+HK$6,071/mo
Deposit HK$2.29M · loan HK$20.59M · min. income ≈ HK$199,542/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$972,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,445
−HK$5,643/mo
▼ 0.25% · 3.875%
HK$107,246
−HK$2,842/mo
Today · 4.125%
HK$110,088
baseline
▲ 0.50% · 4.625%
HK$115,891
+HK$5,803/mo
Deposit HK$2.29M · loan HK$20.59M · min. income ≈ HK$220,176/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$972,129 · Scale 2, in force from 26 Feb 2026)