LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,158
−HK$3,271/mo
▼ 0.25% · 3.875%
HK$53,781
−HK$1,648/mo
Today · 4.125%
HK$55,429
baseline
▲ 0.50% · 4.625%
HK$58,802
+HK$3,373/mo
Deposit HK$11.44M · loan HK$11.44M · min. income ≈ HK$110,858/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$972,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,026
−HK$3,134/mo
▼ 0.25% · 3.875%
HK$59,582
−HK$1,578/mo
Today · 4.125%
HK$61,160
baseline
▲ 0.50% · 4.625%
HK$64,384
+HK$3,224/mo
Deposit HK$11.44M · loan HK$11.44M · min. income ≈ HK$122,320/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$972,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,590
−HK$3,925/mo
▼ 0.25% · 3.875%
HK$64,537
−HK$1,978/mo
Today · 4.125%
HK$66,515
baseline
▲ 0.50% · 4.625%
HK$70,562
+HK$4,047/mo
Deposit HK$9.15M · loan HK$13.72M · min. income ≈ HK$133,030/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$972,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,631
−HK$3,762/mo
▼ 0.25% · 3.875%
HK$71,498
−HK$1,895/mo
Today · 4.125%
HK$73,393
baseline
▲ 0.50% · 4.625%
HK$77,261
+HK$3,868/mo
Deposit HK$9.15M · loan HK$13.72M · min. income ≈ HK$146,786/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$972,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,022
−HK$4,579/mo
▼ 0.25% · 3.875%
HK$75,293
−HK$2,308/mo
Today · 4.125%
HK$77,601
baseline
▲ 0.50% · 4.625%
HK$82,322
+HK$4,721/mo
Deposit HK$6.86M · loan HK$16.01M · min. income ≈ HK$155,202/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$972,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,236
−HK$4,389/mo
▼ 0.25% · 3.875%
HK$83,414
−HK$2,211/mo
Today · 4.125%
HK$85,625
baseline
▲ 0.50% · 4.625%
HK$90,138
+HK$4,513/mo
Deposit HK$6.86M · loan HK$16.01M · min. income ≈ HK$171,250/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$972,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,885
−HK$5,887/mo
▼ 0.25% · 3.875%
HK$96,805
−HK$2,967/mo
Today · 4.125%
HK$99,772
baseline
▲ 0.50% · 4.625%
HK$105,843
+HK$6,071/mo
Deposit HK$2.29M · loan HK$20.59M · min. income ≈ HK$199,544/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$972,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,446
−HK$5,643/mo
▼ 0.25% · 3.875%
HK$107,247
−HK$2,842/mo
Today · 4.125%
HK$110,089
baseline
▲ 0.50% · 4.625%
HK$115,892
+HK$5,803/mo
Deposit HK$2.29M · loan HK$20.59M · min. income ≈ HK$220,178/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$972,139 · Scale 2, in force from 26 Feb 2026)