LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,159
−HK$3,271/mo
▼ 0.25% · 3.875%
HK$53,782
−HK$1,648/mo
Today · 4.125%
HK$55,430
baseline
▲ 0.50% · 4.625%
HK$58,803
+HK$3,373/mo
Deposit HK$11.44M · loan HK$11.44M · min. income ≈ HK$110,860/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$972,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,027
−HK$3,135/mo
▼ 0.25% · 3.875%
HK$59,583
−HK$1,579/mo
Today · 4.125%
HK$61,162
baseline
▲ 0.50% · 4.625%
HK$64,386
+HK$3,224/mo
Deposit HK$11.44M · loan HK$11.44M · min. income ≈ HK$122,324/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$972,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,591
−HK$3,925/mo
▼ 0.25% · 3.875%
HK$64,538
−HK$1,978/mo
Today · 4.125%
HK$66,516
baseline
▲ 0.50% · 4.625%
HK$70,564
+HK$4,048/mo
Deposit HK$9.15M · loan HK$13.72M · min. income ≈ HK$133,032/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$972,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,632
−HK$3,762/mo
▼ 0.25% · 3.875%
HK$71,500
−HK$1,894/mo
Today · 4.125%
HK$73,394
baseline
▲ 0.50% · 4.625%
HK$77,263
+HK$3,869/mo
Deposit HK$9.15M · loan HK$13.72M · min. income ≈ HK$146,788/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$972,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,023
−HK$4,579/mo
▼ 0.25% · 3.875%
HK$75,294
−HK$2,308/mo
Today · 4.125%
HK$77,602
baseline
▲ 0.50% · 4.625%
HK$82,324
+HK$4,722/mo
Deposit HK$6.86M · loan HK$16.01M · min. income ≈ HK$155,204/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$972,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,237
−HK$4,389/mo
▼ 0.25% · 3.875%
HK$83,416
−HK$2,210/mo
Today · 4.125%
HK$85,626
baseline
▲ 0.50% · 4.625%
HK$90,140
+HK$4,514/mo
Deposit HK$6.86M · loan HK$16.01M · min. income ≈ HK$171,252/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$972,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,887
−HK$5,887/mo
▼ 0.25% · 3.875%
HK$96,807
−HK$2,967/mo
Today · 4.125%
HK$99,774
baseline
▲ 0.50% · 4.625%
HK$105,845
+HK$6,071/mo
Deposit HK$2.29M · loan HK$20.59M · min. income ≈ HK$199,548/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$972,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,448
−HK$5,643/mo
▼ 0.25% · 3.875%
HK$107,249
−HK$2,842/mo
Today · 4.125%
HK$110,091
baseline
▲ 0.50% · 4.625%
HK$115,894
+HK$5,803/mo
Deposit HK$2.29M · loan HK$20.59M · min. income ≈ HK$220,182/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$972,159 · Scale 2, in force from 26 Feb 2026)