LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,160
−HK$3,271/mo
▼ 0.25% · 3.875%
HK$53,782
−HK$1,649/mo
Today · 4.125%
HK$55,431
baseline
▲ 0.50% · 4.625%
HK$58,803
+HK$3,372/mo
Deposit HK$11.44M · loan HK$11.44M · min. income ≈ HK$110,862/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$972,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,027
−HK$3,135/mo
▼ 0.25% · 3.875%
HK$59,584
−HK$1,578/mo
Today · 4.125%
HK$61,162
baseline
▲ 0.50% · 4.625%
HK$64,386
+HK$3,224/mo
Deposit HK$11.44M · loan HK$11.44M · min. income ≈ HK$122,324/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$972,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,592
−HK$3,925/mo
▼ 0.25% · 3.875%
HK$64,539
−HK$1,978/mo
Today · 4.125%
HK$66,517
baseline
▲ 0.50% · 4.625%
HK$70,564
+HK$4,047/mo
Deposit HK$9.15M · loan HK$13.72M · min. income ≈ HK$133,034/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$972,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,633
−HK$3,762/mo
▼ 0.25% · 3.875%
HK$71,500
−HK$1,895/mo
Today · 4.125%
HK$73,395
baseline
▲ 0.50% · 4.625%
HK$77,263
+HK$3,868/mo
Deposit HK$9.15M · loan HK$13.72M · min. income ≈ HK$146,790/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$972,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,024
−HK$4,579/mo
▼ 0.25% · 3.875%
HK$75,295
−HK$2,308/mo
Today · 4.125%
HK$77,603
baseline
▲ 0.50% · 4.625%
HK$82,325
+HK$4,722/mo
Deposit HK$6.86M · loan HK$16.01M · min. income ≈ HK$155,206/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$972,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,238
−HK$4,389/mo
▼ 0.25% · 3.875%
HK$83,417
−HK$2,210/mo
Today · 4.125%
HK$85,627
baseline
▲ 0.50% · 4.625%
HK$90,141
+HK$4,514/mo
Deposit HK$6.86M · loan HK$16.01M · min. income ≈ HK$171,254/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$972,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,888
−HK$5,887/mo
▼ 0.25% · 3.875%
HK$96,808
−HK$2,967/mo
Today · 4.125%
HK$99,775
baseline
▲ 0.50% · 4.625%
HK$105,846
+HK$6,071/mo
Deposit HK$2.29M · loan HK$20.59M · min. income ≈ HK$199,550/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$972,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,449
−HK$5,643/mo
▼ 0.25% · 3.875%
HK$107,250
−HK$2,842/mo
Today · 4.125%
HK$110,092
baseline
▲ 0.50% · 4.625%
HK$115,895
+HK$5,803/mo
Deposit HK$2.29M · loan HK$20.59M · min. income ≈ HK$220,184/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$972,168 · Scale 2, in force from 26 Feb 2026)