LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,162
−HK$3,271/mo
▼ 0.25% · 3.875%
HK$53,784
−HK$1,649/mo
Today · 4.125%
HK$55,433
baseline
▲ 0.50% · 4.625%
HK$58,806
+HK$3,373/mo
Deposit HK$11.44M · loan HK$11.44M · min. income ≈ HK$110,866/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$972,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,029
−HK$3,136/mo
▼ 0.25% · 3.875%
HK$59,586
−HK$1,579/mo
Today · 4.125%
HK$61,165
baseline
▲ 0.50% · 4.625%
HK$64,389
+HK$3,224/mo
Deposit HK$11.44M · loan HK$11.44M · min. income ≈ HK$122,330/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$972,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,594
−HK$3,925/mo
▼ 0.25% · 3.875%
HK$64,541
−HK$1,978/mo
Today · 4.125%
HK$66,519
baseline
▲ 0.50% · 4.625%
HK$70,567
+HK$4,048/mo
Deposit HK$9.15M · loan HK$13.73M · min. income ≈ HK$133,038/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$972,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,635
−HK$3,762/mo
▼ 0.25% · 3.875%
HK$71,503
−HK$1,894/mo
Today · 4.125%
HK$73,397
baseline
▲ 0.50% · 4.625%
HK$77,266
+HK$3,869/mo
Deposit HK$9.15M · loan HK$13.73M · min. income ≈ HK$146,794/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$972,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,026
−HK$4,580/mo
▼ 0.25% · 3.875%
HK$75,298
−HK$2,308/mo
Today · 4.125%
HK$77,606
baseline
▲ 0.50% · 4.625%
HK$82,328
+HK$4,722/mo
Deposit HK$6.86M · loan HK$16.01M · min. income ≈ HK$155,212/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$972,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,241
−HK$4,389/mo
▼ 0.25% · 3.875%
HK$83,420
−HK$2,210/mo
Today · 4.125%
HK$85,630
baseline
▲ 0.50% · 4.625%
HK$90,144
+HK$4,514/mo
Deposit HK$6.86M · loan HK$16.01M · min. income ≈ HK$171,260/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$972,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,891
−HK$5,888/mo
▼ 0.25% · 3.875%
HK$96,812
−HK$2,967/mo
Today · 4.125%
HK$99,779
baseline
▲ 0.50% · 4.625%
HK$105,850
+HK$6,071/mo
Deposit HK$2.29M · loan HK$20.59M · min. income ≈ HK$199,558/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$972,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,453
−HK$5,643/mo
▼ 0.25% · 3.875%
HK$107,254
−HK$2,842/mo
Today · 4.125%
HK$110,096
baseline
▲ 0.50% · 4.625%
HK$115,899
+HK$5,803/mo
Deposit HK$2.29M · loan HK$20.59M · min. income ≈ HK$220,192/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$972,204 · Scale 2, in force from 26 Feb 2026)