LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,165
−HK$3,271/mo
▼ 0.25% · 3.875%
HK$53,787
−HK$1,649/mo
Today · 4.125%
HK$55,436
baseline
▲ 0.50% · 4.625%
HK$58,809
+HK$3,373/mo
Deposit HK$11.44M · loan HK$11.44M · min. income ≈ HK$110,872/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$972,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,033
−HK$3,135/mo
▼ 0.25% · 3.875%
HK$59,589
−HK$1,579/mo
Today · 4.125%
HK$61,168
baseline
▲ 0.50% · 4.625%
HK$64,392
+HK$3,224/mo
Deposit HK$11.44M · loan HK$11.44M · min. income ≈ HK$122,336/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$972,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,598
−HK$3,925/mo
▼ 0.25% · 3.875%
HK$64,545
−HK$1,978/mo
Today · 4.125%
HK$66,523
baseline
▲ 0.50% · 4.625%
HK$70,571
+HK$4,048/mo
Deposit HK$9.15M · loan HK$13.73M · min. income ≈ HK$133,046/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$972,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,639
−HK$3,763/mo
▼ 0.25% · 3.875%
HK$71,507
−HK$1,895/mo
Today · 4.125%
HK$73,402
baseline
▲ 0.50% · 4.625%
HK$77,271
+HK$3,869/mo
Deposit HK$9.15M · loan HK$13.73M · min. income ≈ HK$146,804/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$972,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,031
−HK$4,579/mo
▼ 0.25% · 3.875%
HK$75,302
−HK$2,308/mo
Today · 4.125%
HK$77,610
baseline
▲ 0.50% · 4.625%
HK$82,333
+HK$4,723/mo
Deposit HK$6.86M · loan HK$16.01M · min. income ≈ HK$155,220/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$972,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,246
−HK$4,390/mo
▼ 0.25% · 3.875%
HK$83,425
−HK$2,211/mo
Today · 4.125%
HK$85,636
baseline
▲ 0.50% · 4.625%
HK$90,149
+HK$4,513/mo
Deposit HK$6.86M · loan HK$16.01M · min. income ≈ HK$171,272/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$972,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,897
−HK$5,888/mo
▼ 0.25% · 3.875%
HK$96,817
−HK$2,968/mo
Today · 4.125%
HK$99,785
baseline
▲ 0.50% · 4.625%
HK$105,857
+HK$6,072/mo
Deposit HK$2.29M · loan HK$20.59M · min. income ≈ HK$199,570/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$972,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,459
−HK$5,644/mo
▼ 0.25% · 3.875%
HK$107,261
−HK$2,842/mo
Today · 4.125%
HK$110,103
baseline
▲ 0.50% · 4.625%
HK$115,906
+HK$5,803/mo
Deposit HK$2.29M · loan HK$20.59M · min. income ≈ HK$220,206/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$972,262 · Scale 2, in force from 26 Feb 2026)