LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,166
−HK$3,271/mo
▼ 0.25% · 3.875%
HK$53,788
−HK$1,649/mo
Today · 4.125%
HK$55,437
baseline
▲ 0.50% · 4.625%
HK$58,810
+HK$3,373/mo
Deposit HK$11.44M · loan HK$11.44M · min. income ≈ HK$110,874/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$972,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,034
−HK$3,135/mo
▼ 0.25% · 3.875%
HK$59,590
−HK$1,579/mo
Today · 4.125%
HK$61,169
baseline
▲ 0.50% · 4.625%
HK$64,393
+HK$3,224/mo
Deposit HK$11.44M · loan HK$11.44M · min. income ≈ HK$122,338/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$972,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,599
−HK$3,925/mo
▼ 0.25% · 3.875%
HK$64,546
−HK$1,978/mo
Today · 4.125%
HK$66,524
baseline
▲ 0.50% · 4.625%
HK$70,572
+HK$4,048/mo
Deposit HK$9.15M · loan HK$13.73M · min. income ≈ HK$133,048/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$972,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,641
−HK$3,762/mo
▼ 0.25% · 3.875%
HK$71,508
−HK$1,895/mo
Today · 4.125%
HK$73,403
baseline
▲ 0.50% · 4.625%
HK$77,272
+HK$3,869/mo
Deposit HK$9.15M · loan HK$13.73M · min. income ≈ HK$146,806/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$972,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,032
−HK$4,580/mo
▼ 0.25% · 3.875%
HK$75,304
−HK$2,308/mo
Today · 4.125%
HK$77,612
baseline
▲ 0.50% · 4.625%
HK$82,334
+HK$4,722/mo
Deposit HK$6.86M · loan HK$16.01M · min. income ≈ HK$155,224/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$972,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,247
−HK$4,390/mo
▼ 0.25% · 3.875%
HK$83,426
−HK$2,211/mo
Today · 4.125%
HK$85,637
baseline
▲ 0.50% · 4.625%
HK$90,151
+HK$4,514/mo
Deposit HK$6.86M · loan HK$16.01M · min. income ≈ HK$171,274/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$972,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,898
−HK$5,888/mo
▼ 0.25% · 3.875%
HK$96,819
−HK$2,967/mo
Today · 4.125%
HK$99,786
baseline
▲ 0.50% · 4.625%
HK$105,858
+HK$6,072/mo
Deposit HK$2.29M · loan HK$20.59M · min. income ≈ HK$199,572/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$972,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,461
−HK$5,644/mo
▼ 0.25% · 3.875%
HK$107,262
−HK$2,843/mo
Today · 4.125%
HK$110,105
baseline
▲ 0.50% · 4.625%
HK$115,908
+HK$5,803/mo
Deposit HK$2.29M · loan HK$20.59M · min. income ≈ HK$220,210/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$972,278 · Scale 2, in force from 26 Feb 2026)