LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,167
−HK$3,272/mo
▼ 0.25% · 3.875%
HK$53,790
−HK$1,649/mo
Today · 4.125%
HK$55,439
baseline
▲ 0.50% · 4.625%
HK$58,812
+HK$3,373/mo
Deposit HK$11.44M · loan HK$11.44M · min. income ≈ HK$110,878/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$972,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,036
−HK$3,135/mo
▼ 0.25% · 3.875%
HK$59,592
−HK$1,579/mo
Today · 4.125%
HK$61,171
baseline
▲ 0.50% · 4.625%
HK$64,396
+HK$3,225/mo
Deposit HK$11.44M · loan HK$11.44M · min. income ≈ HK$122,342/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$972,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,601
−HK$3,926/mo
▼ 0.25% · 3.875%
HK$64,548
−HK$1,979/mo
Today · 4.125%
HK$66,527
baseline
▲ 0.50% · 4.625%
HK$70,575
+HK$4,048/mo
Deposit HK$9.15M · loan HK$13.73M · min. income ≈ HK$133,054/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$972,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,643
−HK$3,762/mo
▼ 0.25% · 3.875%
HK$71,511
−HK$1,894/mo
Today · 4.125%
HK$73,405
baseline
▲ 0.50% · 4.625%
HK$77,275
+HK$3,870/mo
Deposit HK$9.15M · loan HK$13.73M · min. income ≈ HK$146,810/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$972,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,034
−HK$4,580/mo
▼ 0.25% · 3.875%
HK$75,306
−HK$2,308/mo
Today · 4.125%
HK$77,614
baseline
▲ 0.50% · 4.625%
HK$82,337
+HK$4,723/mo
Deposit HK$6.86M · loan HK$16.01M · min. income ≈ HK$155,228/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$972,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,250
−HK$4,390/mo
▼ 0.25% · 3.875%
HK$83,429
−HK$2,211/mo
Today · 4.125%
HK$85,640
baseline
▲ 0.50% · 4.625%
HK$90,154
+HK$4,514/mo
Deposit HK$6.86M · loan HK$16.01M · min. income ≈ HK$171,280/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$972,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,901
−HK$5,889/mo
▼ 0.25% · 3.875%
HK$96,822
−HK$2,968/mo
Today · 4.125%
HK$99,790
baseline
▲ 0.50% · 4.625%
HK$105,862
+HK$6,072/mo
Deposit HK$2.29M · loan HK$20.59M · min. income ≈ HK$199,580/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$972,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,464
−HK$5,644/mo
▼ 0.25% · 3.875%
HK$107,266
−HK$2,842/mo
Today · 4.125%
HK$110,108
baseline
▲ 0.50% · 4.625%
HK$115,912
+HK$5,804/mo
Deposit HK$2.29M · loan HK$20.59M · min. income ≈ HK$220,216/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$972,311 · Scale 2, in force from 26 Feb 2026)