LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,168
−HK$3,272/mo
▼ 0.25% · 3.875%
HK$53,791
−HK$1,649/mo
Today · 4.125%
HK$55,440
baseline
▲ 0.50% · 4.625%
HK$58,813
+HK$3,373/mo
Deposit HK$11.44M · loan HK$11.44M · min. income ≈ HK$110,880/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$972,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,037
−HK$3,135/mo
▼ 0.25% · 3.875%
HK$59,593
−HK$1,579/mo
Today · 4.125%
HK$61,172
baseline
▲ 0.50% · 4.625%
HK$64,397
+HK$3,225/mo
Deposit HK$11.44M · loan HK$11.44M · min. income ≈ HK$122,344/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$972,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,602
−HK$3,926/mo
▼ 0.25% · 3.875%
HK$64,549
−HK$1,979/mo
Today · 4.125%
HK$66,528
baseline
▲ 0.50% · 4.625%
HK$70,576
+HK$4,048/mo
Deposit HK$9.15M · loan HK$13.73M · min. income ≈ HK$133,056/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$972,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,644
−HK$3,763/mo
▼ 0.25% · 3.875%
HK$71,512
−HK$1,895/mo
Today · 4.125%
HK$73,407
baseline
▲ 0.50% · 4.625%
HK$77,276
+HK$3,869/mo
Deposit HK$9.15M · loan HK$13.73M · min. income ≈ HK$146,814/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$972,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,036
−HK$4,580/mo
▼ 0.25% · 3.875%
HK$75,307
−HK$2,309/mo
Today · 4.125%
HK$77,616
baseline
▲ 0.50% · 4.625%
HK$82,338
+HK$4,722/mo
Deposit HK$6.86M · loan HK$16.01M · min. income ≈ HK$155,232/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$972,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,251
−HK$4,390/mo
▼ 0.25% · 3.875%
HK$83,431
−HK$2,210/mo
Today · 4.125%
HK$85,641
baseline
▲ 0.50% · 4.625%
HK$90,155
+HK$4,514/mo
Deposit HK$6.86M · loan HK$16.01M · min. income ≈ HK$171,282/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$972,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,903
−HK$5,889/mo
▼ 0.25% · 3.875%
HK$96,824
−HK$2,968/mo
Today · 4.125%
HK$99,792
baseline
▲ 0.50% · 4.625%
HK$105,864
+HK$6,072/mo
Deposit HK$2.29M · loan HK$20.59M · min. income ≈ HK$199,584/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$972,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,466
−HK$5,644/mo
▼ 0.25% · 3.875%
HK$107,268
−HK$2,842/mo
Today · 4.125%
HK$110,110
baseline
▲ 0.50% · 4.625%
HK$115,914
+HK$5,804/mo
Deposit HK$2.29M · loan HK$20.59M · min. income ≈ HK$220,220/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$972,327 · Scale 2, in force from 26 Feb 2026)