LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,170
−HK$3,272/mo
▼ 0.25% · 3.875%
HK$53,793
−HK$1,649/mo
Today · 4.125%
HK$55,442
baseline
▲ 0.50% · 4.625%
HK$58,815
+HK$3,373/mo
Deposit HK$11.44M · loan HK$11.44M · min. income ≈ HK$110,884/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$972,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,039
−HK$3,136/mo
▼ 0.25% · 3.875%
HK$59,595
−HK$1,580/mo
Today · 4.125%
HK$61,175
baseline
▲ 0.50% · 4.625%
HK$64,399
+HK$3,224/mo
Deposit HK$11.44M · loan HK$11.44M · min. income ≈ HK$122,350/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$972,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,604
−HK$3,926/mo
▼ 0.25% · 3.875%
HK$64,552
−HK$1,978/mo
Today · 4.125%
HK$66,530
baseline
▲ 0.50% · 4.625%
HK$70,578
+HK$4,048/mo
Deposit HK$9.15M · loan HK$13.73M · min. income ≈ HK$133,060/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$972,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,647
−HK$3,763/mo
▼ 0.25% · 3.875%
HK$71,515
−HK$1,895/mo
Today · 4.125%
HK$73,410
baseline
▲ 0.50% · 4.625%
HK$77,279
+HK$3,869/mo
Deposit HK$9.15M · loan HK$13.73M · min. income ≈ HK$146,820/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$972,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,038
−HK$4,581/mo
▼ 0.25% · 3.875%
HK$75,310
−HK$2,309/mo
Today · 4.125%
HK$77,619
baseline
▲ 0.50% · 4.625%
HK$82,341
+HK$4,722/mo
Deposit HK$6.86M · loan HK$16.02M · min. income ≈ HK$155,238/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$972,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,254
−HK$4,390/mo
▼ 0.25% · 3.875%
HK$83,434
−HK$2,210/mo
Today · 4.125%
HK$85,644
baseline
▲ 0.50% · 4.625%
HK$90,159
+HK$4,515/mo
Deposit HK$6.86M · loan HK$16.02M · min. income ≈ HK$171,288/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$972,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,907
−HK$5,888/mo
▼ 0.25% · 3.875%
HK$96,828
−HK$2,967/mo
Today · 4.125%
HK$99,795
baseline
▲ 0.50% · 4.625%
HK$105,868
+HK$6,073/mo
Deposit HK$2.29M · loan HK$20.59M · min. income ≈ HK$199,590/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$972,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,470
−HK$5,644/mo
▼ 0.25% · 3.875%
HK$107,272
−HK$2,842/mo
Today · 4.125%
HK$110,114
baseline
▲ 0.50% · 4.625%
HK$115,919
+HK$5,805/mo
Deposit HK$2.29M · loan HK$20.59M · min. income ≈ HK$220,228/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$972,364 · Scale 2, in force from 26 Feb 2026)