LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,172
−HK$3,271/mo
▼ 0.25% · 3.875%
HK$53,795
−HK$1,648/mo
Today · 4.125%
HK$55,443
baseline
▲ 0.50% · 4.625%
HK$58,817
+HK$3,374/mo
Deposit HK$11.44M · loan HK$11.44M · min. income ≈ HK$110,886/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$972,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,041
−HK$3,135/mo
▼ 0.25% · 3.875%
HK$59,597
−HK$1,579/mo
Today · 4.125%
HK$61,176
baseline
▲ 0.50% · 4.625%
HK$64,401
+HK$3,225/mo
Deposit HK$11.44M · loan HK$11.44M · min. income ≈ HK$122,352/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$972,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,606
−HK$3,926/mo
▼ 0.25% · 3.875%
HK$64,554
−HK$1,978/mo
Today · 4.125%
HK$66,532
baseline
▲ 0.50% · 4.625%
HK$70,580
+HK$4,048/mo
Deposit HK$9.15M · loan HK$13.73M · min. income ≈ HK$133,064/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$972,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,649
−HK$3,763/mo
▼ 0.25% · 3.875%
HK$71,517
−HK$1,895/mo
Today · 4.125%
HK$73,412
baseline
▲ 0.50% · 4.625%
HK$77,281
+HK$3,869/mo
Deposit HK$9.15M · loan HK$13.73M · min. income ≈ HK$146,824/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$972,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,041
−HK$4,580/mo
▼ 0.25% · 3.875%
HK$75,312
−HK$2,309/mo
Today · 4.125%
HK$77,621
baseline
▲ 0.50% · 4.625%
HK$82,344
+HK$4,723/mo
Deposit HK$6.86M · loan HK$16.02M · min. income ≈ HK$155,242/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$972,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,257
−HK$4,390/mo
▼ 0.25% · 3.875%
HK$83,436
−HK$2,211/mo
Today · 4.125%
HK$85,647
baseline
▲ 0.50% · 4.625%
HK$90,161
+HK$4,514/mo
Deposit HK$6.86M · loan HK$16.02M · min. income ≈ HK$171,294/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$972,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,909
−HK$5,889/mo
▼ 0.25% · 3.875%
HK$96,830
−HK$2,968/mo
Today · 4.125%
HK$99,798
baseline
▲ 0.50% · 4.625%
HK$105,871
+HK$6,073/mo
Deposit HK$2.29M · loan HK$20.59M · min. income ≈ HK$199,596/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$972,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,473
−HK$5,644/mo
▼ 0.25% · 3.875%
HK$107,275
−HK$2,842/mo
Today · 4.125%
HK$110,117
baseline
▲ 0.50% · 4.625%
HK$115,922
+HK$5,805/mo
Deposit HK$2.29M · loan HK$20.59M · min. income ≈ HK$220,234/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$972,392 · Scale 2, in force from 26 Feb 2026)