LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,173
−HK$3,271/mo
▼ 0.25% · 3.875%
HK$53,796
−HK$1,648/mo
Today · 4.125%
HK$55,444
baseline
▲ 0.50% · 4.625%
HK$58,818
+HK$3,374/mo
Deposit HK$11.44M · loan HK$11.44M · min. income ≈ HK$110,888/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$972,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,042
−HK$3,135/mo
▼ 0.25% · 3.875%
HK$59,598
−HK$1,579/mo
Today · 4.125%
HK$61,177
baseline
▲ 0.50% · 4.625%
HK$64,402
+HK$3,225/mo
Deposit HK$11.44M · loan HK$11.44M · min. income ≈ HK$122,354/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$972,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,607
−HK$3,926/mo
▼ 0.25% · 3.875%
HK$64,555
−HK$1,978/mo
Today · 4.125%
HK$66,533
baseline
▲ 0.50% · 4.625%
HK$70,582
+HK$4,049/mo
Deposit HK$9.15M · loan HK$13.73M · min. income ≈ HK$133,066/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$972,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,650
−HK$3,763/mo
▼ 0.25% · 3.875%
HK$71,518
−HK$1,895/mo
Today · 4.125%
HK$73,413
baseline
▲ 0.50% · 4.625%
HK$77,283
+HK$3,870/mo
Deposit HK$9.15M · loan HK$13.73M · min. income ≈ HK$146,826/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$972,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,042
−HK$4,580/mo
▼ 0.25% · 3.875%
HK$75,314
−HK$2,308/mo
Today · 4.125%
HK$77,622
baseline
▲ 0.50% · 4.625%
HK$82,345
+HK$4,723/mo
Deposit HK$6.86M · loan HK$16.02M · min. income ≈ HK$155,244/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$972,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,258
−HK$4,390/mo
▼ 0.25% · 3.875%
HK$83,438
−HK$2,210/mo
Today · 4.125%
HK$85,648
baseline
▲ 0.50% · 4.625%
HK$90,163
+HK$4,515/mo
Deposit HK$6.86M · loan HK$16.02M · min. income ≈ HK$171,296/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$972,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,911
−HK$5,889/mo
▼ 0.25% · 3.875%
HK$96,832
−HK$2,968/mo
Today · 4.125%
HK$99,800
baseline
▲ 0.50% · 4.625%
HK$105,873
+HK$6,073/mo
Deposit HK$2.29M · loan HK$20.59M · min. income ≈ HK$199,600/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$972,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,475
−HK$5,644/mo
▼ 0.25% · 3.875%
HK$107,277
−HK$2,842/mo
Today · 4.125%
HK$110,119
baseline
▲ 0.50% · 4.625%
HK$115,924
+HK$5,805/mo
Deposit HK$2.29M · loan HK$20.59M · min. income ≈ HK$220,238/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$972,409 · Scale 2, in force from 26 Feb 2026)