LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,173
−HK$3,272/mo
▼ 0.25% · 3.875%
HK$53,796
−HK$1,649/mo
Today · 4.125%
HK$55,445
baseline
▲ 0.50% · 4.625%
HK$58,819
+HK$3,374/mo
Deposit HK$11.44M · loan HK$11.44M · min. income ≈ HK$110,890/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$972,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,042
−HK$3,136/mo
▼ 0.25% · 3.875%
HK$59,599
−HK$1,579/mo
Today · 4.125%
HK$61,178
baseline
▲ 0.50% · 4.625%
HK$64,403
+HK$3,225/mo
Deposit HK$11.44M · loan HK$11.44M · min. income ≈ HK$122,356/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$972,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,608
−HK$3,926/mo
▼ 0.25% · 3.875%
HK$64,555
−HK$1,979/mo
Today · 4.125%
HK$66,534
baseline
▲ 0.50% · 4.625%
HK$70,583
+HK$4,049/mo
Deposit HK$9.15M · loan HK$13.73M · min. income ≈ HK$133,068/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$972,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,651
−HK$3,763/mo
▼ 0.25% · 3.875%
HK$71,519
−HK$1,895/mo
Today · 4.125%
HK$73,414
baseline
▲ 0.50% · 4.625%
HK$77,284
+HK$3,870/mo
Deposit HK$9.15M · loan HK$13.73M · min. income ≈ HK$146,828/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$972,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,043
−HK$4,580/mo
▼ 0.25% · 3.875%
HK$75,315
−HK$2,308/mo
Today · 4.125%
HK$77,623
baseline
▲ 0.50% · 4.625%
HK$82,346
+HK$4,723/mo
Deposit HK$6.86M · loan HK$16.02M · min. income ≈ HK$155,246/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$972,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,259
−HK$4,390/mo
▼ 0.25% · 3.875%
HK$83,439
−HK$2,210/mo
Today · 4.125%
HK$85,649
baseline
▲ 0.50% · 4.625%
HK$90,164
+HK$4,515/mo
Deposit HK$6.86M · loan HK$16.02M · min. income ≈ HK$171,298/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$972,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,912
−HK$5,889/mo
▼ 0.25% · 3.875%
HK$96,833
−HK$2,968/mo
Today · 4.125%
HK$99,801
baseline
▲ 0.50% · 4.625%
HK$105,874
+HK$6,073/mo
Deposit HK$2.29M · loan HK$20.59M · min. income ≈ HK$199,602/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$972,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,476
−HK$5,645/mo
▼ 0.25% · 3.875%
HK$107,278
−HK$2,843/mo
Today · 4.125%
HK$110,121
baseline
▲ 0.50% · 4.625%
HK$115,925
+HK$5,804/mo
Deposit HK$2.29M · loan HK$20.59M · min. income ≈ HK$220,242/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$972,421 · Scale 2, in force from 26 Feb 2026)