LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,174
−HK$3,272/mo
▼ 0.25% · 3.875%
HK$53,797
−HK$1,649/mo
Today · 4.125%
HK$55,446
baseline
▲ 0.50% · 4.625%
HK$58,820
+HK$3,374/mo
Deposit HK$11.44M · loan HK$11.44M · min. income ≈ HK$110,892/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$972,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,043
−HK$3,136/mo
▼ 0.25% · 3.875%
HK$59,600
−HK$1,579/mo
Today · 4.125%
HK$61,179
baseline
▲ 0.50% · 4.625%
HK$64,404
+HK$3,225/mo
Deposit HK$11.44M · loan HK$11.44M · min. income ≈ HK$122,358/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$972,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,609
−HK$3,926/mo
▼ 0.25% · 3.875%
HK$64,556
−HK$1,979/mo
Today · 4.125%
HK$66,535
baseline
▲ 0.50% · 4.625%
HK$70,584
+HK$4,049/mo
Deposit HK$9.15M · loan HK$13.73M · min. income ≈ HK$133,070/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$972,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,652
−HK$3,763/mo
▼ 0.25% · 3.875%
HK$71,520
−HK$1,895/mo
Today · 4.125%
HK$73,415
baseline
▲ 0.50% · 4.625%
HK$77,285
+HK$3,870/mo
Deposit HK$9.15M · loan HK$13.73M · min. income ≈ HK$146,830/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$972,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,044
−HK$4,580/mo
▼ 0.25% · 3.875%
HK$75,316
−HK$2,308/mo
Today · 4.125%
HK$77,624
baseline
▲ 0.50% · 4.625%
HK$82,348
+HK$4,724/mo
Deposit HK$6.86M · loan HK$16.02M · min. income ≈ HK$155,248/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$972,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,261
−HK$4,390/mo
▼ 0.25% · 3.875%
HK$83,440
−HK$2,211/mo
Today · 4.125%
HK$85,651
baseline
▲ 0.50% · 4.625%
HK$90,166
+HK$4,515/mo
Deposit HK$6.86M · loan HK$16.02M · min. income ≈ HK$171,302/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$972,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,913
−HK$5,890/mo
▼ 0.25% · 3.875%
HK$96,835
−HK$2,968/mo
Today · 4.125%
HK$99,803
baseline
▲ 0.50% · 4.625%
HK$105,875
+HK$6,072/mo
Deposit HK$2.29M · loan HK$20.59M · min. income ≈ HK$199,606/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$972,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,478
−HK$5,644/mo
▼ 0.25% · 3.875%
HK$107,280
−HK$2,842/mo
Today · 4.125%
HK$110,122
baseline
▲ 0.50% · 4.625%
HK$115,927
+HK$5,805/mo
Deposit HK$2.29M · loan HK$20.59M · min. income ≈ HK$220,244/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$972,436 · Scale 2, in force from 26 Feb 2026)