LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,175
−HK$3,272/mo
▼ 0.25% · 3.875%
HK$53,798
−HK$1,649/mo
Today · 4.125%
HK$55,447
baseline
▲ 0.50% · 4.625%
HK$58,820
+HK$3,373/mo
Deposit HK$11.44M · loan HK$11.44M · min. income ≈ HK$110,894/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$972,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,044
−HK$3,136/mo
▼ 0.25% · 3.875%
HK$59,601
−HK$1,579/mo
Today · 4.125%
HK$61,180
baseline
▲ 0.50% · 4.625%
HK$64,405
+HK$3,225/mo
Deposit HK$11.44M · loan HK$11.44M · min. income ≈ HK$122,360/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$972,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,610
−HK$3,926/mo
▼ 0.25% · 3.875%
HK$64,557
−HK$1,979/mo
Today · 4.125%
HK$66,536
baseline
▲ 0.50% · 4.625%
HK$70,584
+HK$4,048/mo
Deposit HK$9.15M · loan HK$13.73M · min. income ≈ HK$133,072/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$972,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,653
−HK$3,763/mo
▼ 0.25% · 3.875%
HK$71,521
−HK$1,895/mo
Today · 4.125%
HK$73,416
baseline
▲ 0.50% · 4.625%
HK$77,286
+HK$3,870/mo
Deposit HK$9.15M · loan HK$13.73M · min. income ≈ HK$146,832/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$972,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,045
−HK$4,580/mo
▼ 0.25% · 3.875%
HK$75,317
−HK$2,308/mo
Today · 4.125%
HK$77,625
baseline
▲ 0.50% · 4.625%
HK$82,349
+HK$4,724/mo
Deposit HK$6.86M · loan HK$16.02M · min. income ≈ HK$155,250/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$972,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,261
−HK$4,391/mo
▼ 0.25% · 3.875%
HK$83,441
−HK$2,211/mo
Today · 4.125%
HK$85,652
baseline
▲ 0.50% · 4.625%
HK$90,167
+HK$4,515/mo
Deposit HK$6.86M · loan HK$16.02M · min. income ≈ HK$171,304/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$972,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,915
−HK$5,889/mo
▼ 0.25% · 3.875%
HK$96,836
−HK$2,968/mo
Today · 4.125%
HK$99,804
baseline
▲ 0.50% · 4.625%
HK$105,877
+HK$6,073/mo
Deposit HK$2.29M · loan HK$20.59M · min. income ≈ HK$199,608/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$972,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,479
−HK$5,645/mo
▼ 0.25% · 3.875%
HK$107,281
−HK$2,843/mo
Today · 4.125%
HK$110,124
baseline
▲ 0.50% · 4.625%
HK$115,928
+HK$5,804/mo
Deposit HK$2.29M · loan HK$20.59M · min. income ≈ HK$220,248/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$972,447 · Scale 2, in force from 26 Feb 2026)