LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,179
−HK$3,272/mo
▼ 0.25% · 3.875%
HK$53,802
−HK$1,649/mo
Today · 4.125%
HK$55,451
baseline
▲ 0.50% · 4.625%
HK$58,825
+HK$3,374/mo
Deposit HK$11.44M · loan HK$11.44M · min. income ≈ HK$110,902/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$972,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,048
−HK$3,137/mo
▼ 0.25% · 3.875%
HK$59,605
−HK$1,580/mo
Today · 4.125%
HK$61,185
baseline
▲ 0.50% · 4.625%
HK$64,410
+HK$3,225/mo
Deposit HK$11.44M · loan HK$11.44M · min. income ≈ HK$122,370/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$972,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,615
−HK$3,926/mo
▼ 0.25% · 3.875%
HK$64,562
−HK$1,979/mo
Today · 4.125%
HK$66,541
baseline
▲ 0.50% · 4.625%
HK$70,590
+HK$4,049/mo
Deposit HK$9.15M · loan HK$13.73M · min. income ≈ HK$133,082/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$972,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,658
−HK$3,764/mo
▼ 0.25% · 3.875%
HK$71,526
−HK$1,896/mo
Today · 4.125%
HK$73,422
baseline
▲ 0.50% · 4.625%
HK$77,292
+HK$3,870/mo
Deposit HK$9.15M · loan HK$13.73M · min. income ≈ HK$146,844/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$972,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,050
−HK$4,581/mo
▼ 0.25% · 3.875%
HK$75,323
−HK$2,308/mo
Today · 4.125%
HK$77,631
baseline
▲ 0.50% · 4.625%
HK$82,355
+HK$4,724/mo
Deposit HK$6.86M · loan HK$16.02M · min. income ≈ HK$155,262/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$972,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,268
−HK$4,390/mo
▼ 0.25% · 3.875%
HK$83,447
−HK$2,211/mo
Today · 4.125%
HK$85,658
baseline
▲ 0.50% · 4.625%
HK$90,174
+HK$4,516/mo
Deposit HK$6.86M · loan HK$16.02M · min. income ≈ HK$171,316/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$972,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,922
−HK$5,890/mo
▼ 0.25% · 3.875%
HK$96,843
−HK$2,969/mo
Today · 4.125%
HK$99,812
baseline
▲ 0.50% · 4.625%
HK$105,885
+HK$6,073/mo
Deposit HK$2.29M · loan HK$20.59M · min. income ≈ HK$199,624/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$972,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,487
−HK$5,645/mo
▼ 0.25% · 3.875%
HK$107,290
−HK$2,842/mo
Today · 4.125%
HK$110,132
baseline
▲ 0.50% · 4.625%
HK$115,938
+HK$5,806/mo
Deposit HK$2.29M · loan HK$20.59M · min. income ≈ HK$220,264/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$972,523 · Scale 2, in force from 26 Feb 2026)