LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,179
−HK$3,272/mo
▼ 0.25% · 3.875%
HK$53,802
−HK$1,649/mo
Today · 4.125%
HK$55,451
baseline
▲ 0.50% · 4.625%
HK$58,825
+HK$3,374/mo
Deposit HK$11.44M · loan HK$11.44M · min. income ≈ HK$110,902/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$972,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,049
−HK$3,136/mo
▼ 0.25% · 3.875%
HK$59,606
−HK$1,579/mo
Today · 4.125%
HK$61,185
baseline
▲ 0.50% · 4.625%
HK$64,410
+HK$3,225/mo
Deposit HK$11.44M · loan HK$11.44M · min. income ≈ HK$122,370/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$972,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,615
−HK$3,926/mo
▼ 0.25% · 3.875%
HK$64,563
−HK$1,978/mo
Today · 4.125%
HK$66,541
baseline
▲ 0.50% · 4.625%
HK$70,590
+HK$4,049/mo
Deposit HK$9.15M · loan HK$13.73M · min. income ≈ HK$133,082/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$972,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,659
−HK$3,763/mo
▼ 0.25% · 3.875%
HK$71,527
−HK$1,895/mo
Today · 4.125%
HK$73,422
baseline
▲ 0.50% · 4.625%
HK$77,292
+HK$3,870/mo
Deposit HK$9.15M · loan HK$13.73M · min. income ≈ HK$146,844/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$972,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,051
−HK$4,581/mo
▼ 0.25% · 3.875%
HK$75,323
−HK$2,309/mo
Today · 4.125%
HK$77,632
baseline
▲ 0.50% · 4.625%
HK$82,355
+HK$4,723/mo
Deposit HK$6.86M · loan HK$16.02M · min. income ≈ HK$155,264/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$972,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,268
−HK$4,391/mo
▼ 0.25% · 3.875%
HK$83,448
−HK$2,211/mo
Today · 4.125%
HK$85,659
baseline
▲ 0.50% · 4.625%
HK$90,174
+HK$4,515/mo
Deposit HK$6.86M · loan HK$16.02M · min. income ≈ HK$171,318/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$972,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,922
−HK$5,890/mo
▼ 0.25% · 3.875%
HK$96,844
−HK$2,968/mo
Today · 4.125%
HK$99,812
baseline
▲ 0.50% · 4.625%
HK$105,886
+HK$6,074/mo
Deposit HK$2.29M · loan HK$20.59M · min. income ≈ HK$199,624/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$972,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,488
−HK$5,645/mo
▼ 0.25% · 3.875%
HK$107,290
−HK$2,843/mo
Today · 4.125%
HK$110,133
baseline
▲ 0.50% · 4.625%
HK$115,938
+HK$5,805/mo
Deposit HK$2.29M · loan HK$20.59M · min. income ≈ HK$220,266/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$972,529 · Scale 2, in force from 26 Feb 2026)