LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,180
−HK$3,272/mo
▼ 0.25% · 3.875%
HK$53,803
−HK$1,649/mo
Today · 4.125%
HK$55,452
baseline
▲ 0.50% · 4.625%
HK$58,826
+HK$3,374/mo
Deposit HK$11.44M · loan HK$11.44M · min. income ≈ HK$110,904/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$972,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,049
−HK$3,137/mo
▼ 0.25% · 3.875%
HK$59,606
−HK$1,580/mo
Today · 4.125%
HK$61,186
baseline
▲ 0.50% · 4.625%
HK$64,411
+HK$3,225/mo
Deposit HK$11.44M · loan HK$11.44M · min. income ≈ HK$122,372/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$972,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,616
−HK$3,926/mo
▼ 0.25% · 3.875%
HK$64,563
−HK$1,979/mo
Today · 4.125%
HK$66,542
baseline
▲ 0.50% · 4.625%
HK$70,591
+HK$4,049/mo
Deposit HK$9.15M · loan HK$13.73M · min. income ≈ HK$133,084/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$972,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,659
−HK$3,764/mo
▼ 0.25% · 3.875%
HK$71,528
−HK$1,895/mo
Today · 4.125%
HK$73,423
baseline
▲ 0.50% · 4.625%
HK$77,293
+HK$3,870/mo
Deposit HK$9.15M · loan HK$13.73M · min. income ≈ HK$146,846/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$972,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,052
−HK$4,581/mo
▼ 0.25% · 3.875%
HK$75,324
−HK$2,309/mo
Today · 4.125%
HK$77,633
baseline
▲ 0.50% · 4.625%
HK$82,356
+HK$4,723/mo
Deposit HK$6.86M · loan HK$16.02M · min. income ≈ HK$155,266/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$972,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,269
−HK$4,391/mo
▼ 0.25% · 3.875%
HK$83,449
−HK$2,211/mo
Today · 4.125%
HK$85,660
baseline
▲ 0.50% · 4.625%
HK$90,175
+HK$4,515/mo
Deposit HK$6.86M · loan HK$16.02M · min. income ≈ HK$171,320/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$972,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,924
−HK$5,889/mo
▼ 0.25% · 3.875%
HK$96,845
−HK$2,968/mo
Today · 4.125%
HK$99,813
baseline
▲ 0.50% · 4.625%
HK$105,887
+HK$6,074/mo
Deposit HK$2.29M · loan HK$20.59M · min. income ≈ HK$199,626/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$972,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,489
−HK$5,645/mo
▼ 0.25% · 3.875%
HK$107,291
−HK$2,843/mo
Today · 4.125%
HK$110,134
baseline
▲ 0.50% · 4.625%
HK$115,940
+HK$5,806/mo
Deposit HK$2.29M · loan HK$20.59M · min. income ≈ HK$220,268/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$972,540 · Scale 2, in force from 26 Feb 2026)