LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,181
−HK$3,272/mo
▼ 0.25% · 3.875%
HK$53,804
−HK$1,649/mo
Today · 4.125%
HK$55,453
baseline
▲ 0.50% · 4.625%
HK$58,828
+HK$3,375/mo
Deposit HK$11.44M · loan HK$11.44M · min. income ≈ HK$110,906/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$972,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,051
−HK$3,136/mo
▼ 0.25% · 3.875%
HK$59,608
−HK$1,579/mo
Today · 4.125%
HK$61,187
baseline
▲ 0.50% · 4.625%
HK$64,413
+HK$3,226/mo
Deposit HK$11.44M · loan HK$11.44M · min. income ≈ HK$122,374/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$972,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,617
−HK$3,927/mo
▼ 0.25% · 3.875%
HK$64,565
−HK$1,979/mo
Today · 4.125%
HK$66,544
baseline
▲ 0.50% · 4.625%
HK$70,593
+HK$4,049/mo
Deposit HK$9.15M · loan HK$13.73M · min. income ≈ HK$133,088/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$972,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,661
−HK$3,764/mo
▼ 0.25% · 3.875%
HK$71,530
−HK$1,895/mo
Today · 4.125%
HK$73,425
baseline
▲ 0.50% · 4.625%
HK$77,295
+HK$3,870/mo
Deposit HK$9.15M · loan HK$13.73M · min. income ≈ HK$146,850/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$972,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,054
−HK$4,581/mo
▼ 0.25% · 3.875%
HK$75,326
−HK$2,309/mo
Today · 4.125%
HK$77,635
baseline
▲ 0.50% · 4.625%
HK$82,359
+HK$4,724/mo
Deposit HK$6.87M · loan HK$16.02M · min. income ≈ HK$155,270/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$972,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,271
−HK$4,391/mo
▼ 0.25% · 3.875%
HK$83,451
−HK$2,211/mo
Today · 4.125%
HK$85,662
baseline
▲ 0.50% · 4.625%
HK$90,178
+HK$4,516/mo
Deposit HK$6.87M · loan HK$16.02M · min. income ≈ HK$171,324/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$972,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,926
−HK$5,890/mo
▼ 0.25% · 3.875%
HK$96,848
−HK$2,968/mo
Today · 4.125%
HK$99,816
baseline
▲ 0.50% · 4.625%
HK$105,890
+HK$6,074/mo
Deposit HK$2.29M · loan HK$20.60M · min. income ≈ HK$199,632/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$972,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,492
−HK$5,645/mo
▼ 0.25% · 3.875%
HK$107,294
−HK$2,843/mo
Today · 4.125%
HK$110,137
baseline
▲ 0.50% · 4.625%
HK$115,943
+HK$5,806/mo
Deposit HK$2.29M · loan HK$20.60M · min. income ≈ HK$220,274/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$972,566 · Scale 2, in force from 26 Feb 2026)