LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,181
−HK$3,273/mo
▼ 0.25% · 3.875%
HK$53,805
−HK$1,649/mo
Today · 4.125%
HK$55,454
baseline
▲ 0.50% · 4.625%
HK$58,828
+HK$3,374/mo
Deposit HK$11.44M · loan HK$11.44M · min. income ≈ HK$110,908/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$972,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,051
−HK$3,137/mo
▼ 0.25% · 3.875%
HK$59,608
−HK$1,580/mo
Today · 4.125%
HK$61,188
baseline
▲ 0.50% · 4.625%
HK$64,413
+HK$3,225/mo
Deposit HK$11.44M · loan HK$11.44M · min. income ≈ HK$122,376/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$972,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,618
−HK$3,926/mo
▼ 0.25% · 3.875%
HK$64,566
−HK$1,978/mo
Today · 4.125%
HK$66,544
baseline
▲ 0.50% · 4.625%
HK$70,593
+HK$4,049/mo
Deposit HK$9.15M · loan HK$13.73M · min. income ≈ HK$133,088/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$972,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,662
−HK$3,763/mo
▼ 0.25% · 3.875%
HK$71,530
−HK$1,895/mo
Today · 4.125%
HK$73,425
baseline
▲ 0.50% · 4.625%
HK$77,296
+HK$3,871/mo
Deposit HK$9.15M · loan HK$13.73M · min. income ≈ HK$146,850/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$972,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,054
−HK$4,581/mo
▼ 0.25% · 3.875%
HK$75,326
−HK$2,309/mo
Today · 4.125%
HK$77,635
baseline
▲ 0.50% · 4.625%
HK$82,359
+HK$4,724/mo
Deposit HK$6.87M · loan HK$16.02M · min. income ≈ HK$155,270/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$972,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,272
−HK$4,391/mo
▼ 0.25% · 3.875%
HK$83,452
−HK$2,211/mo
Today · 4.125%
HK$85,663
baseline
▲ 0.50% · 4.625%
HK$90,178
+HK$4,515/mo
Deposit HK$6.87M · loan HK$16.02M · min. income ≈ HK$171,326/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$972,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,927
−HK$5,890/mo
▼ 0.25% · 3.875%
HK$96,848
−HK$2,969/mo
Today · 4.125%
HK$99,817
baseline
▲ 0.50% · 4.625%
HK$105,890
+HK$6,073/mo
Deposit HK$2.29M · loan HK$20.60M · min. income ≈ HK$199,634/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$972,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,492
−HK$5,646/mo
▼ 0.25% · 3.875%
HK$107,295
−HK$2,843/mo
Today · 4.125%
HK$110,138
baseline
▲ 0.50% · 4.625%
HK$115,943
+HK$5,805/mo
Deposit HK$2.29M · loan HK$20.60M · min. income ≈ HK$220,276/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$972,572 · Scale 2, in force from 26 Feb 2026)