LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,184
−HK$3,272/mo
▼ 0.25% · 3.875%
HK$53,807
−HK$1,649/mo
Today · 4.125%
HK$55,456
baseline
▲ 0.50% · 4.625%
HK$58,831
+HK$3,375/mo
Deposit HK$11.44M · loan HK$11.44M · min. income ≈ HK$110,912/mo (50% DSR)
Upfront cash ≈ HK$12.42M (deposit + AVD stamp duty HK$972,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,054
−HK$3,137/mo
▼ 0.25% · 3.875%
HK$59,611
−HK$1,580/mo
Today · 4.125%
HK$61,191
baseline
▲ 0.50% · 4.625%
HK$64,416
+HK$3,225/mo
Deposit HK$11.44M · loan HK$11.44M · min. income ≈ HK$122,382/mo (50% DSR)
Upfront cash ≈ HK$12.42M (deposit + AVD stamp duty HK$972,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,621
−HK$3,927/mo
▼ 0.25% · 3.875%
HK$64,569
−HK$1,979/mo
Today · 4.125%
HK$66,548
baseline
▲ 0.50% · 4.625%
HK$70,597
+HK$4,049/mo
Deposit HK$9.15M · loan HK$13.73M · min. income ≈ HK$133,096/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$972,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,665
−HK$3,764/mo
▼ 0.25% · 3.875%
HK$71,534
−HK$1,895/mo
Today · 4.125%
HK$73,429
baseline
▲ 0.50% · 4.625%
HK$77,299
+HK$3,870/mo
Deposit HK$9.15M · loan HK$13.73M · min. income ≈ HK$146,858/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$972,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,058
−HK$4,581/mo
▼ 0.25% · 3.875%
HK$75,330
−HK$2,309/mo
Today · 4.125%
HK$77,639
baseline
▲ 0.50% · 4.625%
HK$82,363
+HK$4,724/mo
Deposit HK$6.87M · loan HK$16.02M · min. income ≈ HK$155,278/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$972,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,276
−HK$4,391/mo
▼ 0.25% · 3.875%
HK$83,456
−HK$2,211/mo
Today · 4.125%
HK$85,667
baseline
▲ 0.50% · 4.625%
HK$90,183
+HK$4,516/mo
Deposit HK$6.87M · loan HK$16.02M · min. income ≈ HK$171,334/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$972,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,931
−HK$5,891/mo
▼ 0.25% · 3.875%
HK$96,853
−HK$2,969/mo
Today · 4.125%
HK$99,822
baseline
▲ 0.50% · 4.625%
HK$105,896
+HK$6,074/mo
Deposit HK$2.29M · loan HK$20.60M · min. income ≈ HK$199,644/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$972,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,498
−HK$5,645/mo
▼ 0.25% · 3.875%
HK$107,300
−HK$2,843/mo
Today · 4.125%
HK$110,143
baseline
▲ 0.50% · 4.625%
HK$115,949
+HK$5,806/mo
Deposit HK$2.29M · loan HK$20.60M · min. income ≈ HK$220,286/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$972,621 · Scale 2, in force from 26 Feb 2026)