LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,188
−HK$3,272/mo
▼ 0.25% · 3.875%
HK$53,811
−HK$1,649/mo
Today · 4.125%
HK$55,460
baseline
▲ 0.50% · 4.625%
HK$58,835
+HK$3,375/mo
Deposit HK$11.44M · loan HK$11.44M · min. income ≈ HK$110,920/mo (50% DSR)
Upfront cash ≈ HK$12.42M (deposit + AVD stamp duty HK$972,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,058
−HK$3,137/mo
▼ 0.25% · 3.875%
HK$59,615
−HK$1,580/mo
Today · 4.125%
HK$61,195
baseline
▲ 0.50% · 4.625%
HK$64,421
+HK$3,226/mo
Deposit HK$11.44M · loan HK$11.44M · min. income ≈ HK$122,390/mo (50% DSR)
Upfront cash ≈ HK$12.42M (deposit + AVD stamp duty HK$972,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,625
−HK$3,927/mo
▼ 0.25% · 3.875%
HK$64,573
−HK$1,979/mo
Today · 4.125%
HK$66,552
baseline
▲ 0.50% · 4.625%
HK$70,602
+HK$4,050/mo
Deposit HK$9.15M · loan HK$13.73M · min. income ≈ HK$133,104/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$972,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,670
−HK$3,764/mo
▼ 0.25% · 3.875%
HK$71,538
−HK$1,896/mo
Today · 4.125%
HK$73,434
baseline
▲ 0.50% · 4.625%
HK$77,305
+HK$3,871/mo
Deposit HK$9.15M · loan HK$13.73M · min. income ≈ HK$146,868/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$972,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,063
−HK$4,581/mo
▼ 0.25% · 3.875%
HK$75,335
−HK$2,309/mo
Today · 4.125%
HK$77,644
baseline
▲ 0.50% · 4.625%
HK$82,369
+HK$4,725/mo
Deposit HK$6.87M · loan HK$16.02M · min. income ≈ HK$155,288/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$972,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,282
−HK$4,391/mo
▼ 0.25% · 3.875%
HK$83,462
−HK$2,211/mo
Today · 4.125%
HK$85,673
baseline
▲ 0.50% · 4.625%
HK$90,189
+HK$4,516/mo
Deposit HK$6.87M · loan HK$16.02M · min. income ≈ HK$171,346/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$972,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,938
−HK$5,891/mo
▼ 0.25% · 3.875%
HK$96,860
−HK$2,969/mo
Today · 4.125%
HK$99,829
baseline
▲ 0.50% · 4.625%
HK$105,903
+HK$6,074/mo
Deposit HK$2.29M · loan HK$20.60M · min. income ≈ HK$199,658/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$972,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,505
−HK$5,646/mo
▼ 0.25% · 3.875%
HK$107,308
−HK$2,843/mo
Today · 4.125%
HK$110,151
baseline
▲ 0.50% · 4.625%
HK$115,957
+HK$5,806/mo
Deposit HK$2.29M · loan HK$20.60M · min. income ≈ HK$220,302/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$972,688 · Scale 2, in force from 26 Feb 2026)