LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,189
−HK$3,273/mo
▼ 0.25% · 3.875%
HK$53,813
−HK$1,649/mo
Today · 4.125%
HK$55,462
baseline
▲ 0.50% · 4.625%
HK$58,837
+HK$3,375/mo
Deposit HK$11.44M · loan HK$11.44M · min. income ≈ HK$110,924/mo (50% DSR)
Upfront cash ≈ HK$12.42M (deposit + AVD stamp duty HK$972,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,060
−HK$3,137/mo
▼ 0.25% · 3.875%
HK$59,617
−HK$1,580/mo
Today · 4.125%
HK$61,197
baseline
▲ 0.50% · 4.625%
HK$64,423
+HK$3,226/mo
Deposit HK$11.44M · loan HK$11.44M · min. income ≈ HK$122,394/mo (50% DSR)
Upfront cash ≈ HK$12.42M (deposit + AVD stamp duty HK$972,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,627
−HK$3,927/mo
▼ 0.25% · 3.875%
HK$64,575
−HK$1,979/mo
Today · 4.125%
HK$66,554
baseline
▲ 0.50% · 4.625%
HK$70,604
+HK$4,050/mo
Deposit HK$9.15M · loan HK$13.73M · min. income ≈ HK$133,108/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$972,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,672
−HK$3,764/mo
▼ 0.25% · 3.875%
HK$71,541
−HK$1,895/mo
Today · 4.125%
HK$73,436
baseline
▲ 0.50% · 4.625%
HK$77,307
+HK$3,871/mo
Deposit HK$9.15M · loan HK$13.73M · min. income ≈ HK$146,872/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$972,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,065
−HK$4,582/mo
▼ 0.25% · 3.875%
HK$75,338
−HK$2,309/mo
Today · 4.125%
HK$77,647
baseline
▲ 0.50% · 4.625%
HK$82,371
+HK$4,724/mo
Deposit HK$6.87M · loan HK$16.02M · min. income ≈ HK$155,294/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$972,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,284
−HK$4,392/mo
▼ 0.25% · 3.875%
HK$83,464
−HK$2,212/mo
Today · 4.125%
HK$85,676
baseline
▲ 0.50% · 4.625%
HK$90,192
+HK$4,516/mo
Deposit HK$6.87M · loan HK$16.02M · min. income ≈ HK$171,352/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$972,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,941
−HK$5,891/mo
▼ 0.25% · 3.875%
HK$96,863
−HK$2,969/mo
Today · 4.125%
HK$99,832
baseline
▲ 0.50% · 4.625%
HK$105,906
+HK$6,074/mo
Deposit HK$2.29M · loan HK$20.60M · min. income ≈ HK$199,664/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$972,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,508
−HK$5,646/mo
▼ 0.25% · 3.875%
HK$107,311
−HK$2,843/mo
Today · 4.125%
HK$110,154
baseline
▲ 0.50% · 4.625%
HK$115,961
+HK$5,807/mo
Deposit HK$2.29M · loan HK$20.60M · min. income ≈ HK$220,308/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$972,717 · Scale 2, in force from 26 Feb 2026)