LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,190
−HK$3,273/mo
▼ 0.25% · 3.875%
HK$53,813
−HK$1,650/mo
Today · 4.125%
HK$55,463
baseline
▲ 0.50% · 4.625%
HK$58,838
+HK$3,375/mo
Deposit HK$11.44M · loan HK$11.44M · min. income ≈ HK$110,926/mo (50% DSR)
Upfront cash ≈ HK$12.42M (deposit + AVD stamp duty HK$972,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,061
−HK$3,137/mo
▼ 0.25% · 3.875%
HK$59,618
−HK$1,580/mo
Today · 4.125%
HK$61,198
baseline
▲ 0.50% · 4.625%
HK$64,423
+HK$3,225/mo
Deposit HK$11.44M · loan HK$11.44M · min. income ≈ HK$122,396/mo (50% DSR)
Upfront cash ≈ HK$12.42M (deposit + AVD stamp duty HK$972,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,628
−HK$3,927/mo
▼ 0.25% · 3.875%
HK$64,576
−HK$1,979/mo
Today · 4.125%
HK$66,555
baseline
▲ 0.50% · 4.625%
HK$70,605
+HK$4,050/mo
Deposit HK$9.16M · loan HK$13.73M · min. income ≈ HK$133,110/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$972,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,673
−HK$3,764/mo
▼ 0.25% · 3.875%
HK$71,542
−HK$1,895/mo
Today · 4.125%
HK$73,437
baseline
▲ 0.50% · 4.625%
HK$77,308
+HK$3,871/mo
Deposit HK$9.16M · loan HK$13.73M · min. income ≈ HK$146,874/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$972,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,066
−HK$4,582/mo
▼ 0.25% · 3.875%
HK$75,339
−HK$2,309/mo
Today · 4.125%
HK$77,648
baseline
▲ 0.50% · 4.625%
HK$82,373
+HK$4,725/mo
Deposit HK$6.87M · loan HK$16.02M · min. income ≈ HK$155,296/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$972,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,285
−HK$4,392/mo
▼ 0.25% · 3.875%
HK$83,465
−HK$2,212/mo
Today · 4.125%
HK$85,677
baseline
▲ 0.50% · 4.625%
HK$90,193
+HK$4,516/mo
Deposit HK$6.87M · loan HK$16.02M · min. income ≈ HK$171,354/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$972,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,942
−HK$5,891/mo
▼ 0.25% · 3.875%
HK$96,864
−HK$2,969/mo
Today · 4.125%
HK$99,833
baseline
▲ 0.50% · 4.625%
HK$105,908
+HK$6,075/mo
Deposit HK$2.29M · loan HK$20.60M · min. income ≈ HK$199,666/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$972,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,509
−HK$5,647/mo
▼ 0.25% · 3.875%
HK$107,312
−HK$2,844/mo
Today · 4.125%
HK$110,156
baseline
▲ 0.50% · 4.625%
HK$115,962
+HK$5,806/mo
Deposit HK$2.29M · loan HK$20.60M · min. income ≈ HK$220,312/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$972,730 · Scale 2, in force from 26 Feb 2026)