LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,191
−HK$3,273/mo
▼ 0.25% · 3.875%
HK$53,815
−HK$1,649/mo
Today · 4.125%
HK$55,464
baseline
▲ 0.50% · 4.625%
HK$58,839
+HK$3,375/mo
Deposit HK$11.44M · loan HK$11.44M · min. income ≈ HK$110,928/mo (50% DSR)
Upfront cash ≈ HK$12.42M (deposit + AVD stamp duty HK$972,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,062
−HK$3,137/mo
▼ 0.25% · 3.875%
HK$59,619
−HK$1,580/mo
Today · 4.125%
HK$61,199
baseline
▲ 0.50% · 4.625%
HK$64,425
+HK$3,226/mo
Deposit HK$11.44M · loan HK$11.44M · min. income ≈ HK$122,398/mo (50% DSR)
Upfront cash ≈ HK$12.42M (deposit + AVD stamp duty HK$972,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,629
−HK$3,928/mo
▼ 0.25% · 3.875%
HK$64,577
−HK$1,980/mo
Today · 4.125%
HK$66,557
baseline
▲ 0.50% · 4.625%
HK$70,607
+HK$4,050/mo
Deposit HK$9.16M · loan HK$13.73M · min. income ≈ HK$133,114/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$972,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,674
−HK$3,765/mo
▼ 0.25% · 3.875%
HK$71,543
−HK$1,896/mo
Today · 4.125%
HK$73,439
baseline
▲ 0.50% · 4.625%
HK$77,310
+HK$3,871/mo
Deposit HK$9.16M · loan HK$13.73M · min. income ≈ HK$146,878/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$972,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,067
−HK$4,582/mo
▼ 0.25% · 3.875%
HK$75,340
−HK$2,309/mo
Today · 4.125%
HK$77,649
baseline
▲ 0.50% · 4.625%
HK$82,374
+HK$4,725/mo
Deposit HK$6.87M · loan HK$16.02M · min. income ≈ HK$155,298/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$972,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,287
−HK$4,392/mo
▼ 0.25% · 3.875%
HK$83,467
−HK$2,212/mo
Today · 4.125%
HK$85,679
baseline
▲ 0.50% · 4.625%
HK$90,195
+HK$4,516/mo
Deposit HK$6.87M · loan HK$16.02M · min. income ≈ HK$171,358/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$972,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,944
−HK$5,891/mo
▼ 0.25% · 3.875%
HK$96,866
−HK$2,969/mo
Today · 4.125%
HK$99,835
baseline
▲ 0.50% · 4.625%
HK$105,910
+HK$6,075/mo
Deposit HK$2.29M · loan HK$20.60M · min. income ≈ HK$199,670/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$972,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,512
−HK$5,646/mo
▼ 0.25% · 3.875%
HK$107,315
−HK$2,843/mo
Today · 4.125%
HK$110,158
baseline
▲ 0.50% · 4.625%
HK$115,965
+HK$5,807/mo
Deposit HK$2.29M · loan HK$20.60M · min. income ≈ HK$220,316/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$972,751 · Scale 2, in force from 26 Feb 2026)