LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,195
−HK$3,274/mo
▼ 0.25% · 3.875%
HK$53,819
−HK$1,650/mo
Today · 4.125%
HK$55,469
baseline
▲ 0.50% · 4.625%
HK$58,844
+HK$3,375/mo
Deposit HK$11.45M · loan HK$11.45M · min. income ≈ HK$110,938/mo (50% DSR)
Upfront cash ≈ HK$12.42M (deposit + AVD stamp duty HK$972,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,067
−HK$3,137/mo
▼ 0.25% · 3.875%
HK$59,624
−HK$1,580/mo
Today · 4.125%
HK$61,204
baseline
▲ 0.50% · 4.625%
HK$64,430
+HK$3,226/mo
Deposit HK$11.45M · loan HK$11.45M · min. income ≈ HK$122,408/mo (50% DSR)
Upfront cash ≈ HK$12.42M (deposit + AVD stamp duty HK$972,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,635
−HK$3,927/mo
▼ 0.25% · 3.875%
HK$64,583
−HK$1,979/mo
Today · 4.125%
HK$66,562
baseline
▲ 0.50% · 4.625%
HK$70,612
+HK$4,050/mo
Deposit HK$9.16M · loan HK$13.73M · min. income ≈ HK$133,124/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$972,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,680
−HK$3,765/mo
▼ 0.25% · 3.875%
HK$71,549
−HK$1,896/mo
Today · 4.125%
HK$73,445
baseline
▲ 0.50% · 4.625%
HK$77,316
+HK$3,871/mo
Deposit HK$9.16M · loan HK$13.73M · min. income ≈ HK$146,890/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$972,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,074
−HK$4,582/mo
▼ 0.25% · 3.875%
HK$75,347
−HK$2,309/mo
Today · 4.125%
HK$77,656
baseline
▲ 0.50% · 4.625%
HK$82,381
+HK$4,725/mo
Deposit HK$6.87M · loan HK$16.02M · min. income ≈ HK$155,312/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$972,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,294
−HK$4,392/mo
▼ 0.25% · 3.875%
HK$83,474
−HK$2,212/mo
Today · 4.125%
HK$85,686
baseline
▲ 0.50% · 4.625%
HK$90,202
+HK$4,516/mo
Deposit HK$6.87M · loan HK$16.02M · min. income ≈ HK$171,372/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$972,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,952
−HK$5,891/mo
▼ 0.25% · 3.875%
HK$96,874
−HK$2,969/mo
Today · 4.125%
HK$99,843
baseline
▲ 0.50% · 4.625%
HK$105,919
+HK$6,076/mo
Deposit HK$2.29M · loan HK$20.60M · min. income ≈ HK$199,686/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$972,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,520
−HK$5,647/mo
▼ 0.25% · 3.875%
HK$107,324
−HK$2,843/mo
Today · 4.125%
HK$110,167
baseline
▲ 0.50% · 4.625%
HK$115,974
+HK$5,807/mo
Deposit HK$2.29M · loan HK$20.60M · min. income ≈ HK$220,334/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$972,832 · Scale 2, in force from 26 Feb 2026)