LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,196
−HK$3,273/mo
▼ 0.25% · 3.875%
HK$53,819
−HK$1,650/mo
Today · 4.125%
HK$55,469
baseline
▲ 0.50% · 4.625%
HK$58,844
+HK$3,375/mo
Deposit HK$11.45M · loan HK$11.45M · min. income ≈ HK$110,938/mo (50% DSR)
Upfront cash ≈ HK$12.42M (deposit + AVD stamp duty HK$972,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,067
−HK$3,137/mo
▼ 0.25% · 3.875%
HK$59,625
−HK$1,579/mo
Today · 4.125%
HK$61,204
baseline
▲ 0.50% · 4.625%
HK$64,431
+HK$3,227/mo
Deposit HK$11.45M · loan HK$11.45M · min. income ≈ HK$122,408/mo (50% DSR)
Upfront cash ≈ HK$12.42M (deposit + AVD stamp duty HK$972,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,635
−HK$3,928/mo
▼ 0.25% · 3.875%
HK$64,583
−HK$1,980/mo
Today · 4.125%
HK$66,563
baseline
▲ 0.50% · 4.625%
HK$70,613
+HK$4,050/mo
Deposit HK$9.16M · loan HK$13.73M · min. income ≈ HK$133,126/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$972,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,681
−HK$3,764/mo
▼ 0.25% · 3.875%
HK$71,550
−HK$1,895/mo
Today · 4.125%
HK$73,445
baseline
▲ 0.50% · 4.625%
HK$77,317
+HK$3,872/mo
Deposit HK$9.16M · loan HK$13.73M · min. income ≈ HK$146,890/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$972,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,074
−HK$4,582/mo
▼ 0.25% · 3.875%
HK$75,347
−HK$2,309/mo
Today · 4.125%
HK$77,656
baseline
▲ 0.50% · 4.625%
HK$82,382
+HK$4,726/mo
Deposit HK$6.87M · loan HK$16.02M · min. income ≈ HK$155,312/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$972,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,294
−HK$4,392/mo
▼ 0.25% · 3.875%
HK$83,474
−HK$2,212/mo
Today · 4.125%
HK$85,686
baseline
▲ 0.50% · 4.625%
HK$90,203
+HK$4,517/mo
Deposit HK$6.87M · loan HK$16.02M · min. income ≈ HK$171,372/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$972,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,952
−HK$5,892/mo
▼ 0.25% · 3.875%
HK$96,875
−HK$2,969/mo
Today · 4.125%
HK$99,844
baseline
▲ 0.50% · 4.625%
HK$105,919
+HK$6,075/mo
Deposit HK$2.29M · loan HK$20.60M · min. income ≈ HK$199,688/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$972,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,521
−HK$5,647/mo
▼ 0.25% · 3.875%
HK$107,324
−HK$2,844/mo
Today · 4.125%
HK$110,168
baseline
▲ 0.50% · 4.625%
HK$115,975
+HK$5,807/mo
Deposit HK$2.29M · loan HK$20.60M · min. income ≈ HK$220,336/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$972,839 · Scale 2, in force from 26 Feb 2026)