LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,198
−HK$3,273/mo
▼ 0.25% · 3.875%
HK$53,822
−HK$1,649/mo
Today · 4.125%
HK$55,471
baseline
▲ 0.50% · 4.625%
HK$58,847
+HK$3,376/mo
Deposit HK$11.45M · loan HK$11.45M · min. income ≈ HK$110,942/mo (50% DSR)
Upfront cash ≈ HK$12.42M (deposit + AVD stamp duty HK$972,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,070
−HK$3,137/mo
▼ 0.25% · 3.875%
HK$59,627
−HK$1,580/mo
Today · 4.125%
HK$61,207
baseline
▲ 0.50% · 4.625%
HK$64,434
+HK$3,227/mo
Deposit HK$11.45M · loan HK$11.45M · min. income ≈ HK$122,414/mo (50% DSR)
Upfront cash ≈ HK$12.42M (deposit + AVD stamp duty HK$972,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,638
−HK$3,928/mo
▼ 0.25% · 3.875%
HK$64,586
−HK$1,980/mo
Today · 4.125%
HK$66,566
baseline
▲ 0.50% · 4.625%
HK$70,616
+HK$4,050/mo
Deposit HK$9.16M · loan HK$13.73M · min. income ≈ HK$133,132/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$972,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,684
−HK$3,765/mo
▼ 0.25% · 3.875%
HK$71,553
−HK$1,896/mo
Today · 4.125%
HK$73,449
baseline
▲ 0.50% · 4.625%
HK$77,320
+HK$3,871/mo
Deposit HK$9.16M · loan HK$13.73M · min. income ≈ HK$146,898/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$972,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,077
−HK$4,583/mo
▼ 0.25% · 3.875%
HK$75,351
−HK$2,309/mo
Today · 4.125%
HK$77,660
baseline
▲ 0.50% · 4.625%
HK$82,385
+HK$4,725/mo
Deposit HK$6.87M · loan HK$16.02M · min. income ≈ HK$155,320/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$972,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,298
−HK$4,392/mo
▼ 0.25% · 3.875%
HK$83,478
−HK$2,212/mo
Today · 4.125%
HK$85,690
baseline
▲ 0.50% · 4.625%
HK$90,207
+HK$4,517/mo
Deposit HK$6.87M · loan HK$16.02M · min. income ≈ HK$171,380/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$972,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,957
−HK$5,892/mo
▼ 0.25% · 3.875%
HK$96,879
−HK$2,970/mo
Today · 4.125%
HK$99,849
baseline
▲ 0.50% · 4.625%
HK$105,924
+HK$6,075/mo
Deposit HK$2.29M · loan HK$20.60M · min. income ≈ HK$199,698/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$972,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,526
−HK$5,647/mo
▼ 0.25% · 3.875%
HK$107,329
−HK$2,844/mo
Today · 4.125%
HK$110,173
baseline
▲ 0.50% · 4.625%
HK$115,980
+HK$5,807/mo
Deposit HK$2.29M · loan HK$20.60M · min. income ≈ HK$220,346/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$972,883 · Scale 2, in force from 26 Feb 2026)