LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,198
−HK$3,274/mo
▼ 0.25% · 3.875%
HK$53,822
−HK$1,650/mo
Today · 4.125%
HK$55,472
baseline
▲ 0.50% · 4.625%
HK$58,847
+HK$3,375/mo
Deposit HK$11.45M · loan HK$11.45M · min. income ≈ HK$110,944/mo (50% DSR)
Upfront cash ≈ HK$12.42M (deposit + AVD stamp duty HK$972,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,070
−HK$3,137/mo
▼ 0.25% · 3.875%
HK$59,628
−HK$1,579/mo
Today · 4.125%
HK$61,207
baseline
▲ 0.50% · 4.625%
HK$64,434
+HK$3,227/mo
Deposit HK$11.45M · loan HK$11.45M · min. income ≈ HK$122,414/mo (50% DSR)
Upfront cash ≈ HK$12.42M (deposit + AVD stamp duty HK$972,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,638
−HK$3,928/mo
▼ 0.25% · 3.875%
HK$64,586
−HK$1,980/mo
Today · 4.125%
HK$66,566
baseline
▲ 0.50% · 4.625%
HK$70,616
+HK$4,050/mo
Deposit HK$9.16M · loan HK$13.73M · min. income ≈ HK$133,132/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$972,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,684
−HK$3,765/mo
▼ 0.25% · 3.875%
HK$71,553
−HK$1,896/mo
Today · 4.125%
HK$73,449
baseline
▲ 0.50% · 4.625%
HK$77,321
+HK$3,872/mo
Deposit HK$9.16M · loan HK$13.73M · min. income ≈ HK$146,898/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$972,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,078
−HK$4,582/mo
▼ 0.25% · 3.875%
HK$75,351
−HK$2,309/mo
Today · 4.125%
HK$77,660
baseline
▲ 0.50% · 4.625%
HK$82,386
+HK$4,726/mo
Deposit HK$6.87M · loan HK$16.02M · min. income ≈ HK$155,320/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$972,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,298
−HK$4,392/mo
▼ 0.25% · 3.875%
HK$83,479
−HK$2,211/mo
Today · 4.125%
HK$85,690
baseline
▲ 0.50% · 4.625%
HK$90,207
+HK$4,517/mo
Deposit HK$6.87M · loan HK$16.02M · min. income ≈ HK$171,380/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$972,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,957
−HK$5,892/mo
▼ 0.25% · 3.875%
HK$96,880
−HK$2,969/mo
Today · 4.125%
HK$99,849
baseline
▲ 0.50% · 4.625%
HK$105,925
+HK$6,076/mo
Deposit HK$2.29M · loan HK$20.60M · min. income ≈ HK$199,698/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$972,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,526
−HK$5,647/mo
▼ 0.25% · 3.875%
HK$107,330
−HK$2,843/mo
Today · 4.125%
HK$110,173
baseline
▲ 0.50% · 4.625%
HK$115,981
+HK$5,808/mo
Deposit HK$2.29M · loan HK$20.60M · min. income ≈ HK$220,346/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$972,886 · Scale 2, in force from 26 Feb 2026)