LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,199
−HK$3,273/mo
▼ 0.25% · 3.875%
HK$53,822
−HK$1,650/mo
Today · 4.125%
HK$55,472
baseline
▲ 0.50% · 4.625%
HK$58,847
+HK$3,375/mo
Deposit HK$11.45M · loan HK$11.45M · min. income ≈ HK$110,944/mo (50% DSR)
Upfront cash ≈ HK$12.42M (deposit + AVD stamp duty HK$972,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,070
−HK$3,138/mo
▼ 0.25% · 3.875%
HK$59,628
−HK$1,580/mo
Today · 4.125%
HK$61,208
baseline
▲ 0.50% · 4.625%
HK$64,434
+HK$3,226/mo
Deposit HK$11.45M · loan HK$11.45M · min. income ≈ HK$122,416/mo (50% DSR)
Upfront cash ≈ HK$12.42M (deposit + AVD stamp duty HK$972,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,638
−HK$3,928/mo
▼ 0.25% · 3.875%
HK$64,587
−HK$1,979/mo
Today · 4.125%
HK$66,566
baseline
▲ 0.50% · 4.625%
HK$70,617
+HK$4,051/mo
Deposit HK$9.16M · loan HK$13.73M · min. income ≈ HK$133,132/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$972,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,685
−HK$3,764/mo
▼ 0.25% · 3.875%
HK$71,553
−HK$1,896/mo
Today · 4.125%
HK$73,449
baseline
▲ 0.50% · 4.625%
HK$77,321
+HK$3,872/mo
Deposit HK$9.16M · loan HK$13.73M · min. income ≈ HK$146,898/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$972,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,078
−HK$4,583/mo
▼ 0.25% · 3.875%
HK$75,351
−HK$2,310/mo
Today · 4.125%
HK$77,661
baseline
▲ 0.50% · 4.625%
HK$82,386
+HK$4,725/mo
Deposit HK$6.87M · loan HK$16.02M · min. income ≈ HK$155,322/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$972,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,299
−HK$4,392/mo
▼ 0.25% · 3.875%
HK$83,479
−HK$2,212/mo
Today · 4.125%
HK$85,691
baseline
▲ 0.50% · 4.625%
HK$90,208
+HK$4,517/mo
Deposit HK$6.87M · loan HK$16.02M · min. income ≈ HK$171,382/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$972,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,958
−HK$5,891/mo
▼ 0.25% · 3.875%
HK$96,880
−HK$2,969/mo
Today · 4.125%
HK$99,849
baseline
▲ 0.50% · 4.625%
HK$105,925
+HK$6,076/mo
Deposit HK$2.29M · loan HK$20.60M · min. income ≈ HK$199,698/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$972,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,527
−HK$5,647/mo
▼ 0.25% · 3.875%
HK$107,330
−HK$2,844/mo
Today · 4.125%
HK$110,174
baseline
▲ 0.50% · 4.625%
HK$115,981
+HK$5,807/mo
Deposit HK$2.29M · loan HK$20.60M · min. income ≈ HK$220,348/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$972,892 · Scale 2, in force from 26 Feb 2026)