LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,200
−HK$3,273/mo
▼ 0.25% · 3.875%
HK$53,823
−HK$1,650/mo
Today · 4.125%
HK$55,473
baseline
▲ 0.50% · 4.625%
HK$58,848
+HK$3,375/mo
Deposit HK$11.45M · loan HK$11.45M · min. income ≈ HK$110,946/mo (50% DSR)
Upfront cash ≈ HK$12.42M (deposit + AVD stamp duty HK$972,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,071
−HK$3,138/mo
▼ 0.25% · 3.875%
HK$59,629
−HK$1,580/mo
Today · 4.125%
HK$61,209
baseline
▲ 0.50% · 4.625%
HK$64,435
+HK$3,226/mo
Deposit HK$11.45M · loan HK$11.45M · min. income ≈ HK$122,418/mo (50% DSR)
Upfront cash ≈ HK$12.42M (deposit + AVD stamp duty HK$972,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,639
−HK$3,928/mo
▼ 0.25% · 3.875%
HK$64,588
−HK$1,979/mo
Today · 4.125%
HK$66,567
baseline
▲ 0.50% · 4.625%
HK$70,618
+HK$4,051/mo
Deposit HK$9.16M · loan HK$13.74M · min. income ≈ HK$133,134/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$972,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,686
−HK$3,765/mo
▼ 0.25% · 3.875%
HK$71,555
−HK$1,896/mo
Today · 4.125%
HK$73,451
baseline
▲ 0.50% · 4.625%
HK$77,322
+HK$3,871/mo
Deposit HK$9.16M · loan HK$13.74M · min. income ≈ HK$146,902/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$972,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,079
−HK$4,583/mo
▼ 0.25% · 3.875%
HK$75,353
−HK$2,309/mo
Today · 4.125%
HK$77,662
baseline
▲ 0.50% · 4.625%
HK$82,388
+HK$4,726/mo
Deposit HK$6.87M · loan HK$16.02M · min. income ≈ HK$155,324/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$972,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,300
−HK$4,392/mo
▼ 0.25% · 3.875%
HK$83,480
−HK$2,212/mo
Today · 4.125%
HK$85,692
baseline
▲ 0.50% · 4.625%
HK$90,209
+HK$4,517/mo
Deposit HK$6.87M · loan HK$16.02M · min. income ≈ HK$171,384/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$972,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,959
−HK$5,892/mo
▼ 0.25% · 3.875%
HK$96,882
−HK$2,969/mo
Today · 4.125%
HK$99,851
baseline
▲ 0.50% · 4.625%
HK$105,927
+HK$6,076/mo
Deposit HK$2.29M · loan HK$20.60M · min. income ≈ HK$199,702/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$972,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,529
−HK$5,647/mo
▼ 0.25% · 3.875%
HK$107,332
−HK$2,844/mo
Today · 4.125%
HK$110,176
baseline
▲ 0.50% · 4.625%
HK$115,983
+HK$5,807/mo
Deposit HK$2.29M · loan HK$20.60M · min. income ≈ HK$220,352/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$972,909 · Scale 2, in force from 26 Feb 2026)