LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,201
−HK$3,274/mo
▼ 0.25% · 3.875%
HK$53,825
−HK$1,650/mo
Today · 4.125%
HK$55,475
baseline
▲ 0.50% · 4.625%
HK$58,850
+HK$3,375/mo
Deposit HK$11.45M · loan HK$11.45M · min. income ≈ HK$110,950/mo (50% DSR)
Upfront cash ≈ HK$12.42M (deposit + AVD stamp duty HK$972,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,074
−HK$3,137/mo
▼ 0.25% · 3.875%
HK$59,631
−HK$1,580/mo
Today · 4.125%
HK$61,211
baseline
▲ 0.50% · 4.625%
HK$64,438
+HK$3,227/mo
Deposit HK$11.45M · loan HK$11.45M · min. income ≈ HK$122,422/mo (50% DSR)
Upfront cash ≈ HK$12.42M (deposit + AVD stamp duty HK$972,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,642
−HK$3,928/mo
▼ 0.25% · 3.875%
HK$64,590
−HK$1,980/mo
Today · 4.125%
HK$66,570
baseline
▲ 0.50% · 4.625%
HK$70,621
+HK$4,051/mo
Deposit HK$9.16M · loan HK$13.74M · min. income ≈ HK$133,140/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$972,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,688
−HK$3,765/mo
▼ 0.25% · 3.875%
HK$71,557
−HK$1,896/mo
Today · 4.125%
HK$73,453
baseline
▲ 0.50% · 4.625%
HK$77,325
+HK$3,872/mo
Deposit HK$9.16M · loan HK$13.74M · min. income ≈ HK$146,906/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$972,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,082
−HK$4,583/mo
▼ 0.25% · 3.875%
HK$75,355
−HK$2,310/mo
Today · 4.125%
HK$77,665
baseline
▲ 0.50% · 4.625%
HK$82,391
+HK$4,726/mo
Deposit HK$6.87M · loan HK$16.02M · min. income ≈ HK$155,330/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$972,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,303
−HK$4,393/mo
▼ 0.25% · 3.875%
HK$83,484
−HK$2,212/mo
Today · 4.125%
HK$85,696
baseline
▲ 0.50% · 4.625%
HK$90,213
+HK$4,517/mo
Deposit HK$6.87M · loan HK$16.02M · min. income ≈ HK$171,392/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$972,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,963
−HK$5,892/mo
▼ 0.25% · 3.875%
HK$96,885
−HK$2,970/mo
Today · 4.125%
HK$99,855
baseline
▲ 0.50% · 4.625%
HK$105,931
+HK$6,076/mo
Deposit HK$2.29M · loan HK$20.60M · min. income ≈ HK$199,710/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$972,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,532
−HK$5,648/mo
▼ 0.25% · 3.875%
HK$107,336
−HK$2,844/mo
Today · 4.125%
HK$110,180
baseline
▲ 0.50% · 4.625%
HK$115,988
+HK$5,808/mo
Deposit HK$2.29M · loan HK$20.60M · min. income ≈ HK$220,360/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$972,945 · Scale 2, in force from 26 Feb 2026)