LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,203
−HK$3,273/mo
▼ 0.25% · 3.875%
HK$53,826
−HK$1,650/mo
Today · 4.125%
HK$55,476
baseline
▲ 0.50% · 4.625%
HK$58,852
+HK$3,376/mo
Deposit HK$11.45M · loan HK$11.45M · min. income ≈ HK$110,952/mo (50% DSR)
Upfront cash ≈ HK$12.42M (deposit + AVD stamp duty HK$972,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,075
−HK$3,138/mo
▼ 0.25% · 3.875%
HK$59,632
−HK$1,581/mo
Today · 4.125%
HK$61,213
baseline
▲ 0.50% · 4.625%
HK$64,439
+HK$3,226/mo
Deposit HK$11.45M · loan HK$11.45M · min. income ≈ HK$122,426/mo (50% DSR)
Upfront cash ≈ HK$12.42M (deposit + AVD stamp duty HK$972,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,643
−HK$3,928/mo
▼ 0.25% · 3.875%
HK$64,592
−HK$1,979/mo
Today · 4.125%
HK$66,571
baseline
▲ 0.50% · 4.625%
HK$70,622
+HK$4,051/mo
Deposit HK$9.16M · loan HK$13.74M · min. income ≈ HK$133,142/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$972,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,690
−HK$3,765/mo
▼ 0.25% · 3.875%
HK$71,559
−HK$1,896/mo
Today · 4.125%
HK$73,455
baseline
▲ 0.50% · 4.625%
HK$77,327
+HK$3,872/mo
Deposit HK$9.16M · loan HK$13.74M · min. income ≈ HK$146,910/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$972,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,084
−HK$4,583/mo
▼ 0.25% · 3.875%
HK$75,357
−HK$2,310/mo
Today · 4.125%
HK$77,667
baseline
▲ 0.50% · 4.625%
HK$82,393
+HK$4,726/mo
Deposit HK$6.87M · loan HK$16.03M · min. income ≈ HK$155,334/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$972,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,305
−HK$4,393/mo
▼ 0.25% · 3.875%
HK$83,485
−HK$2,213/mo
Today · 4.125%
HK$85,698
baseline
▲ 0.50% · 4.625%
HK$90,215
+HK$4,517/mo
Deposit HK$6.87M · loan HK$16.03M · min. income ≈ HK$171,396/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$972,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,965
−HK$5,892/mo
▼ 0.25% · 3.875%
HK$96,888
−HK$2,969/mo
Today · 4.125%
HK$99,857
baseline
▲ 0.50% · 4.625%
HK$105,933
+HK$6,076/mo
Deposit HK$2.29M · loan HK$20.60M · min. income ≈ HK$199,714/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$972,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,535
−HK$5,648/mo
▼ 0.25% · 3.875%
HK$107,338
−HK$2,845/mo
Today · 4.125%
HK$110,183
baseline
▲ 0.50% · 4.625%
HK$115,990
+HK$5,807/mo
Deposit HK$2.29M · loan HK$20.60M · min. income ≈ HK$220,366/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$972,967 · Scale 2, in force from 26 Feb 2026)