LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,204
−HK$3,274/mo
▼ 0.25% · 3.875%
HK$53,828
−HK$1,650/mo
Today · 4.125%
HK$55,478
baseline
▲ 0.50% · 4.625%
HK$58,854
+HK$3,376/mo
Deposit HK$11.45M · loan HK$11.45M · min. income ≈ HK$110,956/mo (50% DSR)
Upfront cash ≈ HK$12.42M (deposit + AVD stamp duty HK$972,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,077
−HK$3,137/mo
▼ 0.25% · 3.875%
HK$59,634
−HK$1,580/mo
Today · 4.125%
HK$61,214
baseline
▲ 0.50% · 4.625%
HK$64,441
+HK$3,227/mo
Deposit HK$11.45M · loan HK$11.45M · min. income ≈ HK$122,428/mo (50% DSR)
Upfront cash ≈ HK$12.42M (deposit + AVD stamp duty HK$972,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,645
−HK$3,928/mo
▼ 0.25% · 3.875%
HK$64,594
−HK$1,979/mo
Today · 4.125%
HK$66,573
baseline
▲ 0.50% · 4.625%
HK$70,624
+HK$4,051/mo
Deposit HK$9.16M · loan HK$13.74M · min. income ≈ HK$133,146/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$972,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,692
−HK$3,765/mo
▼ 0.25% · 3.875%
HK$71,561
−HK$1,896/mo
Today · 4.125%
HK$73,457
baseline
▲ 0.50% · 4.625%
HK$77,329
+HK$3,872/mo
Deposit HK$9.16M · loan HK$13.74M · min. income ≈ HK$146,914/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$972,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,086
−HK$4,583/mo
▼ 0.25% · 3.875%
HK$75,359
−HK$2,310/mo
Today · 4.125%
HK$77,669
baseline
▲ 0.50% · 4.625%
HK$82,395
+HK$4,726/mo
Deposit HK$6.87M · loan HK$16.03M · min. income ≈ HK$155,338/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$972,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,307
−HK$4,393/mo
▼ 0.25% · 3.875%
HK$83,488
−HK$2,212/mo
Today · 4.125%
HK$85,700
baseline
▲ 0.50% · 4.625%
HK$90,218
+HK$4,518/mo
Deposit HK$6.87M · loan HK$16.03M · min. income ≈ HK$171,400/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$972,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,968
−HK$5,892/mo
▼ 0.25% · 3.875%
HK$96,891
−HK$2,969/mo
Today · 4.125%
HK$99,860
baseline
▲ 0.50% · 4.625%
HK$105,936
+HK$6,076/mo
Deposit HK$2.29M · loan HK$20.60M · min. income ≈ HK$199,720/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$972,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,538
−HK$5,648/mo
▼ 0.25% · 3.875%
HK$107,342
−HK$2,844/mo
Today · 4.125%
HK$110,186
baseline
▲ 0.50% · 4.625%
HK$115,994
+HK$5,808/mo
Deposit HK$2.29M · loan HK$20.60M · min. income ≈ HK$220,372/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$972,996 · Scale 2, in force from 26 Feb 2026)