LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,206
−HK$3,274/mo
▼ 0.25% · 3.875%
HK$53,830
−HK$1,650/mo
Today · 4.125%
HK$55,480
baseline
▲ 0.50% · 4.625%
HK$58,856
+HK$3,376/mo
Deposit HK$11.45M · loan HK$11.45M · min. income ≈ HK$110,960/mo (50% DSR)
Upfront cash ≈ HK$12.42M (deposit + AVD stamp duty HK$973,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,079
−HK$3,138/mo
▼ 0.25% · 3.875%
HK$59,636
−HK$1,581/mo
Today · 4.125%
HK$61,217
baseline
▲ 0.50% · 4.625%
HK$64,443
+HK$3,226/mo
Deposit HK$11.45M · loan HK$11.45M · min. income ≈ HK$122,434/mo (50% DSR)
Upfront cash ≈ HK$12.42M (deposit + AVD stamp duty HK$973,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,647
−HK$3,929/mo
▼ 0.25% · 3.875%
HK$64,596
−HK$1,980/mo
Today · 4.125%
HK$66,576
baseline
▲ 0.50% · 4.625%
HK$70,627
+HK$4,051/mo
Deposit HK$9.16M · loan HK$13.74M · min. income ≈ HK$133,152/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$973,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,695
−HK$3,765/mo
▼ 0.25% · 3.875%
HK$71,564
−HK$1,896/mo
Today · 4.125%
HK$73,460
baseline
▲ 0.50% · 4.625%
HK$77,332
+HK$3,872/mo
Deposit HK$9.16M · loan HK$13.74M · min. income ≈ HK$146,920/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$973,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,089
−HK$4,583/mo
▼ 0.25% · 3.875%
HK$75,362
−HK$2,310/mo
Today · 4.125%
HK$77,672
baseline
▲ 0.50% · 4.625%
HK$82,398
+HK$4,726/mo
Deposit HK$6.87M · loan HK$16.03M · min. income ≈ HK$155,344/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$973,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,310
−HK$4,393/mo
▼ 0.25% · 3.875%
HK$83,491
−HK$2,212/mo
Today · 4.125%
HK$85,703
baseline
▲ 0.50% · 4.625%
HK$90,221
+HK$4,518/mo
Deposit HK$6.87M · loan HK$16.03M · min. income ≈ HK$171,406/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$973,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,971
−HK$5,893/mo
▼ 0.25% · 3.875%
HK$96,894
−HK$2,970/mo
Today · 4.125%
HK$99,864
baseline
▲ 0.50% · 4.625%
HK$105,940
+HK$6,076/mo
Deposit HK$2.29M · loan HK$20.61M · min. income ≈ HK$199,728/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$973,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,542
−HK$5,648/mo
▼ 0.25% · 3.875%
HK$107,346
−HK$2,844/mo
Today · 4.125%
HK$110,190
baseline
▲ 0.50% · 4.625%
HK$115,998
+HK$5,808/mo
Deposit HK$2.29M · loan HK$20.61M · min. income ≈ HK$220,380/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$973,031 · Scale 2, in force from 26 Feb 2026)