LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,207
−HK$3,274/mo
▼ 0.25% · 3.875%
HK$53,831
−HK$1,650/mo
Today · 4.125%
HK$55,481
baseline
▲ 0.50% · 4.625%
HK$58,856
+HK$3,375/mo
Deposit HK$11.45M · loan HK$11.45M · min. income ≈ HK$110,962/mo (50% DSR)
Upfront cash ≈ HK$12.42M (deposit + AVD stamp duty HK$973,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,080
−HK$3,137/mo
▼ 0.25% · 3.875%
HK$59,637
−HK$1,580/mo
Today · 4.125%
HK$61,217
baseline
▲ 0.50% · 4.625%
HK$64,444
+HK$3,227/mo
Deposit HK$11.45M · loan HK$11.45M · min. income ≈ HK$122,434/mo (50% DSR)
Upfront cash ≈ HK$12.42M (deposit + AVD stamp duty HK$973,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,648
−HK$3,929/mo
▼ 0.25% · 3.875%
HK$64,597
−HK$1,980/mo
Today · 4.125%
HK$66,577
baseline
▲ 0.50% · 4.625%
HK$70,628
+HK$4,051/mo
Deposit HK$9.16M · loan HK$13.74M · min. income ≈ HK$133,154/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$973,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,695
−HK$3,766/mo
▼ 0.25% · 3.875%
HK$71,565
−HK$1,896/mo
Today · 4.125%
HK$73,461
baseline
▲ 0.50% · 4.625%
HK$77,333
+HK$3,872/mo
Deposit HK$9.16M · loan HK$13.74M · min. income ≈ HK$146,922/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$973,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,089
−HK$4,584/mo
▼ 0.25% · 3.875%
HK$75,363
−HK$2,310/mo
Today · 4.125%
HK$77,673
baseline
▲ 0.50% · 4.625%
HK$82,399
+HK$4,726/mo
Deposit HK$6.87M · loan HK$16.03M · min. income ≈ HK$155,346/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$973,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,311
−HK$4,393/mo
▼ 0.25% · 3.875%
HK$83,492
−HK$2,212/mo
Today · 4.125%
HK$85,704
baseline
▲ 0.50% · 4.625%
HK$90,222
+HK$4,518/mo
Deposit HK$6.87M · loan HK$16.03M · min. income ≈ HK$171,408/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$973,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,972
−HK$5,893/mo
▼ 0.25% · 3.875%
HK$96,895
−HK$2,970/mo
Today · 4.125%
HK$99,865
baseline
▲ 0.50% · 4.625%
HK$105,942
+HK$6,077/mo
Deposit HK$2.29M · loan HK$20.61M · min. income ≈ HK$199,730/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$973,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,543
−HK$5,648/mo
▼ 0.25% · 3.875%
HK$107,347
−HK$2,844/mo
Today · 4.125%
HK$110,191
baseline
▲ 0.50% · 4.625%
HK$116,000
+HK$5,809/mo
Deposit HK$2.29M · loan HK$20.61M · min. income ≈ HK$220,382/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$973,044 · Scale 2, in force from 26 Feb 2026)