LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,209
−HK$3,274/mo
▼ 0.25% · 3.875%
HK$53,833
−HK$1,650/mo
Today · 4.125%
HK$55,483
baseline
▲ 0.50% · 4.625%
HK$58,859
+HK$3,376/mo
Deposit HK$11.45M · loan HK$11.45M · min. income ≈ HK$110,966/mo (50% DSR)
Upfront cash ≈ HK$12.42M (deposit + AVD stamp duty HK$973,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,082
−HK$3,138/mo
▼ 0.25% · 3.875%
HK$59,640
−HK$1,580/mo
Today · 4.125%
HK$61,220
baseline
▲ 0.50% · 4.625%
HK$64,447
+HK$3,227/mo
Deposit HK$11.45M · loan HK$11.45M · min. income ≈ HK$122,440/mo (50% DSR)
Upfront cash ≈ HK$12.42M (deposit + AVD stamp duty HK$973,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,651
−HK$3,928/mo
▼ 0.25% · 3.875%
HK$64,599
−HK$1,980/mo
Today · 4.125%
HK$66,579
baseline
▲ 0.50% · 4.625%
HK$70,631
+HK$4,052/mo
Deposit HK$9.16M · loan HK$13.74M · min. income ≈ HK$133,158/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$973,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,698
−HK$3,766/mo
▼ 0.25% · 3.875%
HK$71,568
−HK$1,896/mo
Today · 4.125%
HK$73,464
baseline
▲ 0.50% · 4.625%
HK$77,336
+HK$3,872/mo
Deposit HK$9.16M · loan HK$13.74M · min. income ≈ HK$146,928/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$973,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,092
−HK$4,584/mo
▼ 0.25% · 3.875%
HK$75,366
−HK$2,310/mo
Today · 4.125%
HK$77,676
baseline
▲ 0.50% · 4.625%
HK$82,402
+HK$4,726/mo
Deposit HK$6.87M · loan HK$16.03M · min. income ≈ HK$155,352/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$973,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,315
−HK$4,393/mo
▼ 0.25% · 3.875%
HK$83,495
−HK$2,213/mo
Today · 4.125%
HK$85,708
baseline
▲ 0.50% · 4.625%
HK$90,226
+HK$4,518/mo
Deposit HK$6.87M · loan HK$16.03M · min. income ≈ HK$171,416/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$973,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,976
−HK$5,893/mo
▼ 0.25% · 3.875%
HK$96,899
−HK$2,970/mo
Today · 4.125%
HK$99,869
baseline
▲ 0.50% · 4.625%
HK$105,946
+HK$6,077/mo
Deposit HK$2.29M · loan HK$20.61M · min. income ≈ HK$199,738/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$973,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,547
−HK$5,649/mo
▼ 0.25% · 3.875%
HK$107,351
−HK$2,845/mo
Today · 4.125%
HK$110,196
baseline
▲ 0.50% · 4.625%
HK$116,004
+HK$5,808/mo
Deposit HK$2.29M · loan HK$20.61M · min. income ≈ HK$220,392/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$973,083 · Scale 2, in force from 26 Feb 2026)