LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,210
−HK$3,275/mo
▼ 0.25% · 3.875%
HK$53,835
−HK$1,650/mo
Today · 4.125%
HK$55,485
baseline
▲ 0.50% · 4.625%
HK$58,861
+HK$3,376/mo
Deposit HK$11.45M · loan HK$11.45M · min. income ≈ HK$110,970/mo (50% DSR)
Upfront cash ≈ HK$12.42M (deposit + AVD stamp duty HK$973,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,084
−HK$3,138/mo
▼ 0.25% · 3.875%
HK$59,641
−HK$1,581/mo
Today · 4.125%
HK$61,222
baseline
▲ 0.50% · 4.625%
HK$64,449
+HK$3,227/mo
Deposit HK$11.45M · loan HK$11.45M · min. income ≈ HK$122,444/mo (50% DSR)
Upfront cash ≈ HK$12.42M (deposit + AVD stamp duty HK$973,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,653
−HK$3,928/mo
▼ 0.25% · 3.875%
HK$64,601
−HK$1,980/mo
Today · 4.125%
HK$66,581
baseline
▲ 0.50% · 4.625%
HK$70,633
+HK$4,052/mo
Deposit HK$9.16M · loan HK$13.74M · min. income ≈ HK$133,162/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$973,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,700
−HK$3,766/mo
▼ 0.25% · 3.875%
HK$71,570
−HK$1,896/mo
Today · 4.125%
HK$73,466
baseline
▲ 0.50% · 4.625%
HK$77,339
+HK$3,873/mo
Deposit HK$9.16M · loan HK$13.74M · min. income ≈ HK$146,932/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$973,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,095
−HK$4,583/mo
▼ 0.25% · 3.875%
HK$75,368
−HK$2,310/mo
Today · 4.125%
HK$77,678
baseline
▲ 0.50% · 4.625%
HK$82,405
+HK$4,727/mo
Deposit HK$6.87M · loan HK$16.03M · min. income ≈ HK$155,356/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$973,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,317
−HK$4,393/mo
▼ 0.25% · 3.875%
HK$83,498
−HK$2,212/mo
Today · 4.125%
HK$85,710
baseline
▲ 0.50% · 4.625%
HK$90,228
+HK$4,518/mo
Deposit HK$6.87M · loan HK$16.03M · min. income ≈ HK$171,420/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$973,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,979
−HK$5,893/mo
▼ 0.25% · 3.875%
HK$96,902
−HK$2,970/mo
Today · 4.125%
HK$99,872
baseline
▲ 0.50% · 4.625%
HK$105,949
+HK$6,077/mo
Deposit HK$2.29M · loan HK$20.61M · min. income ≈ HK$199,744/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$973,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,551
−HK$5,648/mo
▼ 0.25% · 3.875%
HK$107,355
−HK$2,844/mo
Today · 4.125%
HK$110,199
baseline
▲ 0.50% · 4.625%
HK$116,008
+HK$5,809/mo
Deposit HK$2.29M · loan HK$20.61M · min. income ≈ HK$220,398/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$973,113 · Scale 2, in force from 26 Feb 2026)