LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,211
−HK$3,274/mo
▼ 0.25% · 3.875%
HK$53,835
−HK$1,650/mo
Today · 4.125%
HK$55,485
baseline
▲ 0.50% · 4.625%
HK$58,861
+HK$3,376/mo
Deposit HK$11.45M · loan HK$11.45M · min. income ≈ HK$110,970/mo (50% DSR)
Upfront cash ≈ HK$12.42M (deposit + AVD stamp duty HK$973,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,084
−HK$3,138/mo
▼ 0.25% · 3.875%
HK$59,642
−HK$1,580/mo
Today · 4.125%
HK$61,222
baseline
▲ 0.50% · 4.625%
HK$64,450
+HK$3,228/mo
Deposit HK$11.45M · loan HK$11.45M · min. income ≈ HK$122,444/mo (50% DSR)
Upfront cash ≈ HK$12.42M (deposit + AVD stamp duty HK$973,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,653
−HK$3,929/mo
▼ 0.25% · 3.875%
HK$64,602
−HK$1,980/mo
Today · 4.125%
HK$66,582
baseline
▲ 0.50% · 4.625%
HK$70,634
+HK$4,052/mo
Deposit HK$9.16M · loan HK$13.74M · min. income ≈ HK$133,164/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$973,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,701
−HK$3,766/mo
▼ 0.25% · 3.875%
HK$71,571
−HK$1,896/mo
Today · 4.125%
HK$73,467
baseline
▲ 0.50% · 4.625%
HK$77,340
+HK$3,873/mo
Deposit HK$9.16M · loan HK$13.74M · min. income ≈ HK$146,934/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$973,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,096
−HK$4,583/mo
▼ 0.25% · 3.875%
HK$75,369
−HK$2,310/mo
Today · 4.125%
HK$77,679
baseline
▲ 0.50% · 4.625%
HK$82,406
+HK$4,727/mo
Deposit HK$6.87M · loan HK$16.03M · min. income ≈ HK$155,358/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$973,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,318
−HK$4,393/mo
▼ 0.25% · 3.875%
HK$83,499
−HK$2,212/mo
Today · 4.125%
HK$85,711
baseline
▲ 0.50% · 4.625%
HK$90,229
+HK$4,518/mo
Deposit HK$6.87M · loan HK$16.03M · min. income ≈ HK$171,422/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$973,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,980
−HK$5,893/mo
▼ 0.25% · 3.875%
HK$96,903
−HK$2,970/mo
Today · 4.125%
HK$99,873
baseline
▲ 0.50% · 4.625%
HK$105,950
+HK$6,077/mo
Deposit HK$2.29M · loan HK$20.61M · min. income ≈ HK$199,746/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$973,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,552
−HK$5,648/mo
▼ 0.25% · 3.875%
HK$107,356
−HK$2,844/mo
Today · 4.125%
HK$110,200
baseline
▲ 0.50% · 4.625%
HK$116,009
+HK$5,809/mo
Deposit HK$2.29M · loan HK$20.61M · min. income ≈ HK$220,400/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$973,125 · Scale 2, in force from 26 Feb 2026)