LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,212
−HK$3,274/mo
▼ 0.25% · 3.875%
HK$53,836
−HK$1,650/mo
Today · 4.125%
HK$55,486
baseline
▲ 0.50% · 4.625%
HK$58,863
+HK$3,377/mo
Deposit HK$11.45M · loan HK$11.45M · min. income ≈ HK$110,972/mo (50% DSR)
Upfront cash ≈ HK$12.42M (deposit + AVD stamp duty HK$973,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,085
−HK$3,139/mo
▼ 0.25% · 3.875%
HK$59,643
−HK$1,581/mo
Today · 4.125%
HK$61,224
baseline
▲ 0.50% · 4.625%
HK$64,451
+HK$3,227/mo
Deposit HK$11.45M · loan HK$11.45M · min. income ≈ HK$122,448/mo (50% DSR)
Upfront cash ≈ HK$12.42M (deposit + AVD stamp duty HK$973,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,655
−HK$3,929/mo
▼ 0.25% · 3.875%
HK$64,603
−HK$1,981/mo
Today · 4.125%
HK$66,584
baseline
▲ 0.50% · 4.625%
HK$70,635
+HK$4,051/mo
Deposit HK$9.16M · loan HK$13.74M · min. income ≈ HK$133,168/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$973,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,703
−HK$3,765/mo
▼ 0.25% · 3.875%
HK$71,572
−HK$1,896/mo
Today · 4.125%
HK$73,468
baseline
▲ 0.50% · 4.625%
HK$77,341
+HK$3,873/mo
Deposit HK$9.16M · loan HK$13.74M · min. income ≈ HK$146,936/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$973,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,097
−HK$4,584/mo
▼ 0.25% · 3.875%
HK$75,371
−HK$2,310/mo
Today · 4.125%
HK$77,681
baseline
▲ 0.50% · 4.625%
HK$82,408
+HK$4,727/mo
Deposit HK$6.87M · loan HK$16.03M · min. income ≈ HK$155,362/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$973,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,320
−HK$4,393/mo
▼ 0.25% · 3.875%
HK$83,501
−HK$2,212/mo
Today · 4.125%
HK$85,713
baseline
▲ 0.50% · 4.625%
HK$90,231
+HK$4,518/mo
Deposit HK$6.87M · loan HK$16.03M · min. income ≈ HK$171,426/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$973,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,982
−HK$5,893/mo
▼ 0.25% · 3.875%
HK$96,905
−HK$2,970/mo
Today · 4.125%
HK$99,875
baseline
▲ 0.50% · 4.625%
HK$105,953
+HK$6,078/mo
Deposit HK$2.29M · loan HK$20.61M · min. income ≈ HK$199,750/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$973,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,554
−HK$5,649/mo
▼ 0.25% · 3.875%
HK$107,358
−HK$2,845/mo
Today · 4.125%
HK$110,203
baseline
▲ 0.50% · 4.625%
HK$116,012
+HK$5,809/mo
Deposit HK$2.29M · loan HK$20.61M · min. income ≈ HK$220,406/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$973,144 · Scale 2, in force from 26 Feb 2026)