LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,214
−HK$3,274/mo
▼ 0.25% · 3.875%
HK$53,838
−HK$1,650/mo
Today · 4.125%
HK$55,488
baseline
▲ 0.50% · 4.625%
HK$58,865
+HK$3,377/mo
Deposit HK$11.45M · loan HK$11.45M · min. income ≈ HK$110,976/mo (50% DSR)
Upfront cash ≈ HK$12.42M (deposit + AVD stamp duty HK$973,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,088
−HK$3,138/mo
▼ 0.25% · 3.875%
HK$59,646
−HK$1,580/mo
Today · 4.125%
HK$61,226
baseline
▲ 0.50% · 4.625%
HK$64,453
+HK$3,227/mo
Deposit HK$11.45M · loan HK$11.45M · min. income ≈ HK$122,452/mo (50% DSR)
Upfront cash ≈ HK$12.42M (deposit + AVD stamp duty HK$973,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,657
−HK$3,929/mo
▼ 0.25% · 3.875%
HK$64,606
−HK$1,980/mo
Today · 4.125%
HK$66,586
baseline
▲ 0.50% · 4.625%
HK$70,638
+HK$4,052/mo
Deposit HK$9.16M · loan HK$13.74M · min. income ≈ HK$133,172/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$973,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,705
−HK$3,766/mo
▼ 0.25% · 3.875%
HK$71,575
−HK$1,896/mo
Today · 4.125%
HK$73,471
baseline
▲ 0.50% · 4.625%
HK$77,344
+HK$3,873/mo
Deposit HK$9.16M · loan HK$13.74M · min. income ≈ HK$146,942/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$973,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,100
−HK$4,584/mo
▼ 0.25% · 3.875%
HK$75,374
−HK$2,310/mo
Today · 4.125%
HK$77,684
baseline
▲ 0.50% · 4.625%
HK$82,411
+HK$4,727/mo
Deposit HK$6.87M · loan HK$16.03M · min. income ≈ HK$155,368/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$973,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,323
−HK$4,393/mo
▼ 0.25% · 3.875%
HK$83,504
−HK$2,212/mo
Today · 4.125%
HK$85,716
baseline
▲ 0.50% · 4.625%
HK$90,235
+HK$4,519/mo
Deposit HK$6.87M · loan HK$16.03M · min. income ≈ HK$171,432/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$973,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,986
−HK$5,893/mo
▼ 0.25% · 3.875%
HK$96,909
−HK$2,970/mo
Today · 4.125%
HK$99,879
baseline
▲ 0.50% · 4.625%
HK$105,957
+HK$6,078/mo
Deposit HK$2.29M · loan HK$20.61M · min. income ≈ HK$199,758/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$973,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,558
−HK$5,649/mo
▼ 0.25% · 3.875%
HK$107,362
−HK$2,845/mo
Today · 4.125%
HK$110,207
baseline
▲ 0.50% · 4.625%
HK$116,016
+HK$5,809/mo
Deposit HK$2.29M · loan HK$20.61M · min. income ≈ HK$220,414/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$973,182 · Scale 2, in force from 26 Feb 2026)