LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,216
−HK$3,274/mo
▼ 0.25% · 3.875%
HK$53,840
−HK$1,650/mo
Today · 4.125%
HK$55,490
baseline
▲ 0.50% · 4.625%
HK$58,867
+HK$3,377/mo
Deposit HK$11.45M · loan HK$11.45M · min. income ≈ HK$110,980/mo (50% DSR)
Upfront cash ≈ HK$12.42M (deposit + AVD stamp duty HK$973,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,090
−HK$3,138/mo
▼ 0.25% · 3.875%
HK$59,648
−HK$1,580/mo
Today · 4.125%
HK$61,228
baseline
▲ 0.50% · 4.625%
HK$64,456
+HK$3,228/mo
Deposit HK$11.45M · loan HK$11.45M · min. income ≈ HK$122,456/mo (50% DSR)
Upfront cash ≈ HK$12.42M (deposit + AVD stamp duty HK$973,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,659
−HK$3,929/mo
▼ 0.25% · 3.875%
HK$64,608
−HK$1,980/mo
Today · 4.125%
HK$66,588
baseline
▲ 0.50% · 4.625%
HK$70,640
+HK$4,052/mo
Deposit HK$9.16M · loan HK$13.74M · min. income ≈ HK$133,176/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$973,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,708
−HK$3,766/mo
▼ 0.25% · 3.875%
HK$71,577
−HK$1,897/mo
Today · 4.125%
HK$73,474
baseline
▲ 0.50% · 4.625%
HK$77,347
+HK$3,873/mo
Deposit HK$9.16M · loan HK$13.74M · min. income ≈ HK$146,948/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$973,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,102
−HK$4,584/mo
▼ 0.25% · 3.875%
HK$75,376
−HK$2,310/mo
Today · 4.125%
HK$77,686
baseline
▲ 0.50% · 4.625%
HK$82,414
+HK$4,728/mo
Deposit HK$6.87M · loan HK$16.03M · min. income ≈ HK$155,372/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$973,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,326
−HK$4,393/mo
▼ 0.25% · 3.875%
HK$83,507
−HK$2,212/mo
Today · 4.125%
HK$85,719
baseline
▲ 0.50% · 4.625%
HK$90,238
+HK$4,519/mo
Deposit HK$6.87M · loan HK$16.03M · min. income ≈ HK$171,438/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$973,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,989
−HK$5,894/mo
▼ 0.25% · 3.875%
HK$96,912
−HK$2,971/mo
Today · 4.125%
HK$99,883
baseline
▲ 0.50% · 4.625%
HK$105,960
+HK$6,077/mo
Deposit HK$2.29M · loan HK$20.61M · min. income ≈ HK$199,766/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$973,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,561
−HK$5,650/mo
▼ 0.25% · 3.875%
HK$107,366
−HK$2,845/mo
Today · 4.125%
HK$110,211
baseline
▲ 0.50% · 4.625%
HK$116,020
+HK$5,809/mo
Deposit HK$2.29M · loan HK$20.61M · min. income ≈ HK$220,422/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$973,214 · Scale 2, in force from 26 Feb 2026)