LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,217
−HK$3,274/mo
▼ 0.25% · 3.875%
HK$53,841
−HK$1,650/mo
Today · 4.125%
HK$55,491
baseline
▲ 0.50% · 4.625%
HK$58,868
+HK$3,377/mo
Deposit HK$11.45M · loan HK$11.45M · min. income ≈ HK$110,982/mo (50% DSR)
Upfront cash ≈ HK$12.42M (deposit + AVD stamp duty HK$973,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,090
−HK$3,139/mo
▼ 0.25% · 3.875%
HK$59,648
−HK$1,581/mo
Today · 4.125%
HK$61,229
baseline
▲ 0.50% · 4.625%
HK$64,456
+HK$3,227/mo
Deposit HK$11.45M · loan HK$11.45M · min. income ≈ HK$122,458/mo (50% DSR)
Upfront cash ≈ HK$12.42M (deposit + AVD stamp duty HK$973,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,660
−HK$3,929/mo
▼ 0.25% · 3.875%
HK$64,609
−HK$1,980/mo
Today · 4.125%
HK$66,589
baseline
▲ 0.50% · 4.625%
HK$70,641
+HK$4,052/mo
Deposit HK$9.16M · loan HK$13.74M · min. income ≈ HK$133,178/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$973,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,709
−HK$3,766/mo
▼ 0.25% · 3.875%
HK$71,578
−HK$1,897/mo
Today · 4.125%
HK$73,475
baseline
▲ 0.50% · 4.625%
HK$77,348
+HK$3,873/mo
Deposit HK$9.16M · loan HK$13.74M · min. income ≈ HK$146,950/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$973,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,103
−HK$4,584/mo
▼ 0.25% · 3.875%
HK$75,377
−HK$2,310/mo
Today · 4.125%
HK$77,687
baseline
▲ 0.50% · 4.625%
HK$82,415
+HK$4,728/mo
Deposit HK$6.87M · loan HK$16.03M · min. income ≈ HK$155,374/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$973,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,327
−HK$4,393/mo
▼ 0.25% · 3.875%
HK$83,508
−HK$2,212/mo
Today · 4.125%
HK$85,720
baseline
▲ 0.50% · 4.625%
HK$90,239
+HK$4,519/mo
Deposit HK$6.87M · loan HK$16.03M · min. income ≈ HK$171,440/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$973,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,990
−HK$5,894/mo
▼ 0.25% · 3.875%
HK$96,914
−HK$2,970/mo
Today · 4.125%
HK$99,884
baseline
▲ 0.50% · 4.625%
HK$105,962
+HK$6,078/mo
Deposit HK$2.29M · loan HK$20.61M · min. income ≈ HK$199,768/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$973,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,563
−HK$5,649/mo
▼ 0.25% · 3.875%
HK$107,367
−HK$2,845/mo
Today · 4.125%
HK$110,212
baseline
▲ 0.50% · 4.625%
HK$116,021
+HK$5,809/mo
Deposit HK$2.29M · loan HK$20.61M · min. income ≈ HK$220,424/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$973,227 · Scale 2, in force from 26 Feb 2026)