LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,217
−HK$3,274/mo
▼ 0.25% · 3.875%
HK$53,841
−HK$1,650/mo
Today · 4.125%
HK$55,491
baseline
▲ 0.50% · 4.625%
HK$58,868
+HK$3,377/mo
Deposit HK$11.45M · loan HK$11.45M · min. income ≈ HK$110,982/mo (50% DSR)
Upfront cash ≈ HK$12.42M (deposit + AVD stamp duty HK$973,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,091
−HK$3,138/mo
▼ 0.25% · 3.875%
HK$59,649
−HK$1,580/mo
Today · 4.125%
HK$61,229
baseline
▲ 0.50% · 4.625%
HK$64,457
+HK$3,228/mo
Deposit HK$11.45M · loan HK$11.45M · min. income ≈ HK$122,458/mo (50% DSR)
Upfront cash ≈ HK$12.42M (deposit + AVD stamp duty HK$973,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,660
−HK$3,930/mo
▼ 0.25% · 3.875%
HK$64,609
−HK$1,981/mo
Today · 4.125%
HK$66,590
baseline
▲ 0.50% · 4.625%
HK$70,642
+HK$4,052/mo
Deposit HK$9.16M · loan HK$13.74M · min. income ≈ HK$133,180/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$973,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,709
−HK$3,766/mo
▼ 0.25% · 3.875%
HK$71,579
−HK$1,896/mo
Today · 4.125%
HK$73,475
baseline
▲ 0.50% · 4.625%
HK$77,348
+HK$3,873/mo
Deposit HK$9.16M · loan HK$13.74M · min. income ≈ HK$146,950/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$973,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,104
−HK$4,584/mo
▼ 0.25% · 3.875%
HK$75,378
−HK$2,310/mo
Today · 4.125%
HK$77,688
baseline
▲ 0.50% · 4.625%
HK$82,415
+HK$4,727/mo
Deposit HK$6.87M · loan HK$16.03M · min. income ≈ HK$155,376/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$973,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,327
−HK$4,394/mo
▼ 0.25% · 3.875%
HK$83,508
−HK$2,213/mo
Today · 4.125%
HK$85,721
baseline
▲ 0.50% · 4.625%
HK$90,240
+HK$4,519/mo
Deposit HK$6.87M · loan HK$16.03M · min. income ≈ HK$171,442/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$973,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,991
−HK$5,894/mo
▼ 0.25% · 3.875%
HK$96,914
−HK$2,971/mo
Today · 4.125%
HK$99,885
baseline
▲ 0.50% · 4.625%
HK$105,962
+HK$6,077/mo
Deposit HK$2.29M · loan HK$20.61M · min. income ≈ HK$199,770/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$973,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,564
−HK$5,649/mo
▼ 0.25% · 3.875%
HK$107,368
−HK$2,845/mo
Today · 4.125%
HK$110,213
baseline
▲ 0.50% · 4.625%
HK$116,022
+HK$5,809/mo
Deposit HK$2.29M · loan HK$20.61M · min. income ≈ HK$220,426/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$973,234 · Scale 2, in force from 26 Feb 2026)