LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,224
−HK$3,275/mo
▼ 0.25% · 3.875%
HK$53,848
−HK$1,651/mo
Today · 4.125%
HK$55,499
baseline
▲ 0.50% · 4.625%
HK$58,876
+HK$3,377/mo
Deposit HK$11.45M · loan HK$11.45M · min. income ≈ HK$110,998/mo (50% DSR)
Upfront cash ≈ HK$12.42M (deposit + AVD stamp duty HK$973,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,098
−HK$3,139/mo
▼ 0.25% · 3.875%
HK$59,657
−HK$1,580/mo
Today · 4.125%
HK$61,237
baseline
▲ 0.50% · 4.625%
HK$64,465
+HK$3,228/mo
Deposit HK$11.45M · loan HK$11.45M · min. income ≈ HK$122,474/mo (50% DSR)
Upfront cash ≈ HK$12.42M (deposit + AVD stamp duty HK$973,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,668
−HK$3,930/mo
▼ 0.25% · 3.875%
HK$64,618
−HK$1,980/mo
Today · 4.125%
HK$66,598
baseline
▲ 0.50% · 4.625%
HK$70,651
+HK$4,053/mo
Deposit HK$9.16M · loan HK$13.74M · min. income ≈ HK$133,196/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$973,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,718
−HK$3,767/mo
▼ 0.25% · 3.875%
HK$71,588
−HK$1,897/mo
Today · 4.125%
HK$73,485
baseline
▲ 0.50% · 4.625%
HK$77,358
+HK$3,873/mo
Deposit HK$9.16M · loan HK$13.74M · min. income ≈ HK$146,970/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$973,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,113
−HK$4,585/mo
▼ 0.25% · 3.875%
HK$75,387
−HK$2,311/mo
Today · 4.125%
HK$77,698
baseline
▲ 0.50% · 4.625%
HK$82,426
+HK$4,728/mo
Deposit HK$6.87M · loan HK$16.03M · min. income ≈ HK$155,396/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$973,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,338
−HK$4,394/mo
▼ 0.25% · 3.875%
HK$83,519
−HK$2,213/mo
Today · 4.125%
HK$85,732
baseline
▲ 0.50% · 4.625%
HK$90,251
+HK$4,519/mo
Deposit HK$6.87M · loan HK$16.03M · min. income ≈ HK$171,464/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$973,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,003
−HK$5,894/mo
▼ 0.25% · 3.875%
HK$96,927
−HK$2,970/mo
Today · 4.125%
HK$99,897
baseline
▲ 0.50% · 4.625%
HK$105,976
+HK$6,079/mo
Deposit HK$2.29M · loan HK$20.61M · min. income ≈ HK$199,794/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$973,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,577
−HK$5,650/mo
▼ 0.25% · 3.875%
HK$107,382
−HK$2,845/mo
Today · 4.125%
HK$110,227
baseline
▲ 0.50% · 4.625%
HK$116,037
+HK$5,810/mo
Deposit HK$2.29M · loan HK$20.61M · min. income ≈ HK$220,454/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$973,360 · Scale 2, in force from 26 Feb 2026)