LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,225
−HK$3,275/mo
▼ 0.25% · 3.875%
HK$53,850
−HK$1,650/mo
Today · 4.125%
HK$55,500
baseline
▲ 0.50% · 4.625%
HK$58,878
+HK$3,378/mo
Deposit HK$11.45M · loan HK$11.45M · min. income ≈ HK$111,000/mo (50% DSR)
Upfront cash ≈ HK$12.43M (deposit + AVD stamp duty HK$973,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,100
−HK$3,139/mo
▼ 0.25% · 3.875%
HK$59,659
−HK$1,580/mo
Today · 4.125%
HK$61,239
baseline
▲ 0.50% · 4.625%
HK$64,467
+HK$3,228/mo
Deposit HK$11.45M · loan HK$11.45M · min. income ≈ HK$122,478/mo (50% DSR)
Upfront cash ≈ HK$12.43M (deposit + AVD stamp duty HK$973,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,671
−HK$3,930/mo
▼ 0.25% · 3.875%
HK$64,620
−HK$1,981/mo
Today · 4.125%
HK$66,601
baseline
▲ 0.50% · 4.625%
HK$70,653
+HK$4,052/mo
Deposit HK$9.16M · loan HK$13.74M · min. income ≈ HK$133,202/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$973,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,720
−HK$3,767/mo
▼ 0.25% · 3.875%
HK$71,590
−HK$1,897/mo
Today · 4.125%
HK$73,487
baseline
▲ 0.50% · 4.625%
HK$77,361
+HK$3,874/mo
Deposit HK$9.16M · loan HK$13.74M · min. income ≈ HK$146,974/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$973,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,116
−HK$4,585/mo
▼ 0.25% · 3.875%
HK$75,390
−HK$2,311/mo
Today · 4.125%
HK$77,701
baseline
▲ 0.50% · 4.625%
HK$82,429
+HK$4,728/mo
Deposit HK$6.87M · loan HK$16.03M · min. income ≈ HK$155,402/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$973,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,340
−HK$4,395/mo
▼ 0.25% · 3.875%
HK$83,522
−HK$2,213/mo
Today · 4.125%
HK$85,735
baseline
▲ 0.50% · 4.625%
HK$90,254
+HK$4,519/mo
Deposit HK$6.87M · loan HK$16.03M · min. income ≈ HK$171,470/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$973,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,006
−HK$5,895/mo
▼ 0.25% · 3.875%
HK$96,930
−HK$2,971/mo
Today · 4.125%
HK$99,901
baseline
▲ 0.50% · 4.625%
HK$105,980
+HK$6,079/mo
Deposit HK$2.29M · loan HK$20.61M · min. income ≈ HK$199,802/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$973,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,581
−HK$5,650/mo
▼ 0.25% · 3.875%
HK$107,385
−HK$2,846/mo
Today · 4.125%
HK$110,231
baseline
▲ 0.50% · 4.625%
HK$116,041
+HK$5,810/mo
Deposit HK$2.29M · loan HK$20.61M · min. income ≈ HK$220,462/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$973,392 · Scale 2, in force from 26 Feb 2026)