LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,226
−HK$3,275/mo
▼ 0.25% · 3.875%
HK$53,851
−HK$1,650/mo
Today · 4.125%
HK$55,501
baseline
▲ 0.50% · 4.625%
HK$58,878
+HK$3,377/mo
Deposit HK$11.45M · loan HK$11.45M · min. income ≈ HK$111,002/mo (50% DSR)
Upfront cash ≈ HK$12.43M (deposit + AVD stamp duty HK$973,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,101
−HK$3,139/mo
▼ 0.25% · 3.875%
HK$59,659
−HK$1,581/mo
Today · 4.125%
HK$61,240
baseline
▲ 0.50% · 4.625%
HK$64,468
+HK$3,228/mo
Deposit HK$11.45M · loan HK$11.45M · min. income ≈ HK$122,480/mo (50% DSR)
Upfront cash ≈ HK$12.43M (deposit + AVD stamp duty HK$973,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,672
−HK$3,930/mo
▼ 0.25% · 3.875%
HK$64,621
−HK$1,981/mo
Today · 4.125%
HK$66,602
baseline
▲ 0.50% · 4.625%
HK$70,654
+HK$4,052/mo
Deposit HK$9.16M · loan HK$13.74M · min. income ≈ HK$133,204/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$973,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,721
−HK$3,767/mo
▼ 0.25% · 3.875%
HK$71,591
−HK$1,897/mo
Today · 4.125%
HK$73,488
baseline
▲ 0.50% · 4.625%
HK$77,362
+HK$3,874/mo
Deposit HK$9.16M · loan HK$13.74M · min. income ≈ HK$146,976/mo (50% DSR)
Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$973,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,117
−HK$4,585/mo
▼ 0.25% · 3.875%
HK$75,391
−HK$2,311/mo
Today · 4.125%
HK$77,702
baseline
▲ 0.50% · 4.625%
HK$82,430
+HK$4,728/mo
Deposit HK$6.87M · loan HK$16.03M · min. income ≈ HK$155,404/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$973,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,342
−HK$4,394/mo
▼ 0.25% · 3.875%
HK$83,523
−HK$2,213/mo
Today · 4.125%
HK$85,736
baseline
▲ 0.50% · 4.625%
HK$90,256
+HK$4,520/mo
Deposit HK$6.87M · loan HK$16.03M · min. income ≈ HK$171,472/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$973,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,007
−HK$5,895/mo
▼ 0.25% · 3.875%
HK$96,931
−HK$2,971/mo
Today · 4.125%
HK$99,902
baseline
▲ 0.50% · 4.625%
HK$105,981
+HK$6,079/mo
Deposit HK$2.29M · loan HK$20.61M · min. income ≈ HK$199,804/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$973,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,582
−HK$5,650/mo
▼ 0.25% · 3.875%
HK$107,387
−HK$2,845/mo
Today · 4.125%
HK$110,232
baseline
▲ 0.50% · 4.625%
HK$116,043
+HK$5,811/mo
Deposit HK$2.29M · loan HK$20.61M · min. income ≈ HK$220,464/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$973,407 · Scale 2, in force from 26 Feb 2026)