LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,227
−HK$3,275/mo
▼ 0.25% · 3.875%
HK$53,852
−HK$1,650/mo
Today · 4.125%
HK$55,502
baseline
▲ 0.50% · 4.625%
HK$58,879
+HK$3,377/mo
Deposit HK$11.45M · loan HK$11.45M · min. income ≈ HK$111,004/mo (50% DSR)
Upfront cash ≈ HK$12.43M (deposit + AVD stamp duty HK$973,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,102
−HK$3,139/mo
▼ 0.25% · 3.875%
HK$59,660
−HK$1,581/mo
Today · 4.125%
HK$61,241
baseline
▲ 0.50% · 4.625%
HK$64,469
+HK$3,228/mo
Deposit HK$11.45M · loan HK$11.45M · min. income ≈ HK$122,482/mo (50% DSR)
Upfront cash ≈ HK$12.43M (deposit + AVD stamp duty HK$973,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,673
−HK$3,930/mo
▼ 0.25% · 3.875%
HK$64,622
−HK$1,981/mo
Today · 4.125%
HK$66,603
baseline
▲ 0.50% · 4.625%
HK$70,655
+HK$4,052/mo
Deposit HK$9.16M · loan HK$13.74M · min. income ≈ HK$133,206/mo (50% DSR)
Upfront cash ≈ HK$10.14M (deposit + AVD stamp duty HK$973,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,723
−HK$3,766/mo
▼ 0.25% · 3.875%
HK$71,593
−HK$1,896/mo
Today · 4.125%
HK$73,489
baseline
▲ 0.50% · 4.625%
HK$77,363
+HK$3,874/mo
Deposit HK$9.16M · loan HK$13.74M · min. income ≈ HK$146,978/mo (50% DSR)
Upfront cash ≈ HK$10.14M (deposit + AVD stamp duty HK$973,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,118
−HK$4,585/mo
▼ 0.25% · 3.875%
HK$75,392
−HK$2,311/mo
Today · 4.125%
HK$77,703
baseline
▲ 0.50% · 4.625%
HK$82,431
+HK$4,728/mo
Deposit HK$6.87M · loan HK$16.03M · min. income ≈ HK$155,406/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$973,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,343
−HK$4,395/mo
▼ 0.25% · 3.875%
HK$83,525
−HK$2,213/mo
Today · 4.125%
HK$85,738
baseline
▲ 0.50% · 4.625%
HK$90,257
+HK$4,519/mo
Deposit HK$6.87M · loan HK$16.03M · min. income ≈ HK$171,476/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$973,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,009
−HK$5,895/mo
▼ 0.25% · 3.875%
HK$96,933
−HK$2,971/mo
Today · 4.125%
HK$99,904
baseline
▲ 0.50% · 4.625%
HK$105,983
+HK$6,079/mo
Deposit HK$2.29M · loan HK$20.61M · min. income ≈ HK$199,808/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$973,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,584
−HK$5,650/mo
▼ 0.25% · 3.875%
HK$107,389
−HK$2,845/mo
Today · 4.125%
HK$110,234
baseline
▲ 0.50% · 4.625%
HK$116,045
+HK$5,811/mo
Deposit HK$2.29M · loan HK$20.61M · min. income ≈ HK$220,468/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$973,423 · Scale 2, in force from 26 Feb 2026)