LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,229
−HK$3,276/mo
▼ 0.25% · 3.875%
HK$53,854
−HK$1,651/mo
Today · 4.125%
HK$55,505
baseline
▲ 0.50% · 4.625%
HK$58,882
+HK$3,377/mo
Deposit HK$11.45M · loan HK$11.45M · min. income ≈ HK$111,010/mo (50% DSR)
Upfront cash ≈ HK$12.43M (deposit + AVD stamp duty HK$973,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,105
−HK$3,139/mo
▼ 0.25% · 3.875%
HK$59,663
−HK$1,581/mo
Today · 4.125%
HK$61,244
baseline
▲ 0.50% · 4.625%
HK$64,472
+HK$3,228/mo
Deposit HK$11.45M · loan HK$11.45M · min. income ≈ HK$122,488/mo (50% DSR)
Upfront cash ≈ HK$12.43M (deposit + AVD stamp duty HK$973,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,675
−HK$3,931/mo
▼ 0.25% · 3.875%
HK$64,625
−HK$1,981/mo
Today · 4.125%
HK$66,606
baseline
▲ 0.50% · 4.625%
HK$70,658
+HK$4,052/mo
Deposit HK$9.16M · loan HK$13.74M · min. income ≈ HK$133,212/mo (50% DSR)
Upfront cash ≈ HK$10.14M (deposit + AVD stamp duty HK$973,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,726
−HK$3,767/mo
▼ 0.25% · 3.875%
HK$71,596
−HK$1,897/mo
Today · 4.125%
HK$73,493
baseline
▲ 0.50% · 4.625%
HK$77,367
+HK$3,874/mo
Deposit HK$9.16M · loan HK$13.74M · min. income ≈ HK$146,986/mo (50% DSR)
Upfront cash ≈ HK$10.14M (deposit + AVD stamp duty HK$973,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,121
−HK$4,586/mo
▼ 0.25% · 3.875%
HK$75,396
−HK$2,311/mo
Today · 4.125%
HK$77,707
baseline
▲ 0.50% · 4.625%
HK$82,435
+HK$4,728/mo
Deposit HK$6.87M · loan HK$16.03M · min. income ≈ HK$155,414/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$973,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,347
−HK$4,394/mo
▼ 0.25% · 3.875%
HK$83,528
−HK$2,213/mo
Today · 4.125%
HK$85,741
baseline
▲ 0.50% · 4.625%
HK$90,261
+HK$4,520/mo
Deposit HK$6.87M · loan HK$16.03M · min. income ≈ HK$171,482/mo (50% DSR)
Upfront cash ≈ HK$7.84M (deposit + AVD stamp duty HK$973,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,013
−HK$5,895/mo
▼ 0.25% · 3.875%
HK$96,937
−HK$2,971/mo
Today · 4.125%
HK$99,908
baseline
▲ 0.50% · 4.625%
HK$105,988
+HK$6,080/mo
Deposit HK$2.29M · loan HK$20.61M · min. income ≈ HK$199,816/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$973,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,588
−HK$5,651/mo
▼ 0.25% · 3.875%
HK$107,393
−HK$2,846/mo
Today · 4.125%
HK$110,239
baseline
▲ 0.50% · 4.625%
HK$116,050
+HK$5,811/mo
Deposit HK$2.29M · loan HK$20.61M · min. income ≈ HK$220,478/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$973,466 · Scale 2, in force from 26 Feb 2026)